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10-K Filing

METROPOLITAN BANK HOLDING CORP. CIK: 1476034 FY 2017
Filing Information
Form Type 10-K
Accession Number 0001144204-18-017601
Period End Date 20171231
Filing Date 20180328
Fiscal Year 2017
Fiscal Period FY
XBRL Instance mcb-20171231.xml
Balance Sheet 83 line items
Line Item Tag Value Unit Period
Securities held to maturity, fair value HeldToMaturitySecuritiesFairValue $5.33M USD Point-in-time
Securities held to maturity, fair value HeldToMaturitySecuritiesFairValue $6.42M USD Point-in-time
Cash and due from banks CashAndDueFromBanks $82.93M USD Point-in-time
Cash and due from banks CashAndDueFromBanks $261.23M USD Point-in-time
U.S. Government securities money market funds USGovernmentSecuritiesAtCarryingValue - USD Point-in-time
U.S. Government securities money market funds USGovernmentSecuritiesAtCarryingValue - USD Point-in-time
Total cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $82.93M USD Point-in-time
Total cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $261.23M USD Point-in-time
Total cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $45.66M USD Point-in-time
Total cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $65.65M USD Point-in-time
Common stock, par value CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Investment securities available for sale, at estimated fair value AvailableForSaleSecurities $32.16M USD Point-in-time
Common stock, par value CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Investment securities available for sale, at estimated fair value AvailableForSaleSecurities $37.33M USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 10.00M shares Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 10.00M shares Point-in-time
Investment securities held to maturity (estimated fair value of $5,330 and $6,419 at December 31, 2017 and 2016, respectively) HeldToMaturitySecurities $6.50M USD Point-in-time
Investment securities held to maturity (estimated fair value of $5,330 and $6,419 at December 31, 2017 and 2016, respectively) HeldToMaturitySecurities $5.43M USD Point-in-time
Other investments OtherInvestments $12.59M USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 4.60M shares Point-in-time
Common stock, shares issued CommonStockSharesIssued 8.20M shares Point-in-time
Other investments OtherInvestments $13.68M USD Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 4.60M shares Point-in-time
Loans LoansAndLeasesReceivableGrossCarryingAmount $1.06B USD Point-in-time
Loans LoansAndLeasesReceivableGrossCarryingAmount $1.42B USD Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 8.20M shares Point-in-time
Deferred loan fees and unamortized costs, net LoansAndLeasesReceivableDeferredIncome $1.07M USD Point-in-time
Deferred loan fees and unamortized costs, net LoansAndLeasesReceivableDeferredIncome $1.16M USD Point-in-time
Allowance for loan losses LoansAndLeasesReceivableAllowance $11.81M USD Point-in-time
Allowance for loan losses LoansAndLeasesReceivableAllowance $14.89M USD Point-in-time
Allowance for loan losses LoansAndLeasesReceivableAllowance $9.94M USD Point-in-time
Allowance for loan losses LoansAndLeasesReceivableAllowance $7.92M USD Point-in-time
Net loans LoansAndLeasesReceivableNetReportedAmount $1.04B USD Point-in-time
Net loans LoansAndLeasesReceivableNetReportedAmount $1.41B USD Point-in-time
Accounts receivable, net AccountsReceivableNet $6.60M USD Point-in-time
Accounts receivable, net AccountsReceivableNet $5.42M USD Point-in-time
Receivable from prepaid card programs, net OtherReceivables $9.58M USD Point-in-time
Receivable from prepaid card programs, net OtherReceivables $7.57M USD Point-in-time
Accrued interest receivable AccruedInvestmentIncomeReceivable $4.42M USD Point-in-time
Accrued interest receivable AccruedInvestmentIncomeReceivable $2.73M USD Point-in-time
Premises and equipment, net PropertyPlantAndEquipmentNet $6.27M USD Point-in-time
Premises and equipment, net PropertyPlantAndEquipmentNet $5.04M USD Point-in-time
Prepaid expenses and other assets PrepaidExpenseAndOtherAssets $7.73M USD Point-in-time
Prepaid expenses and other assets PrepaidExpenseAndOtherAssets $5.75M USD Point-in-time
Goodwill Goodwill $9.73M USD Point-in-time
Goodwill Goodwill $9.73M USD Point-in-time
Total assets Assets $1.76B USD Point-in-time
Total assets Assets $1.22B USD Point-in-time
Noninterest-bearing demand deposits NoninterestBearingDepositLiabilities $403.40M USD Point-in-time
Noninterest-bearing demand deposits NoninterestBearingDepositLiabilities $812.50M USD Point-in-time
Interest-bearing deposits InterestBearingDepositLiabilities $591.86M USD Point-in-time
Interest-bearing deposits InterestBearingDepositLiabilities $590.38M USD Point-in-time
Total deposits Deposits $993.78M USD Point-in-time
Total deposits Deposits $1.40B USD Point-in-time
FHLB Advances AdvancesFromFederalHomeLoanBanks $78.42M USD Point-in-time
FHLB Advances AdvancesFromFederalHomeLoanBanks $42.20M USD Point-in-time
Trust preferred securities payable JuniorSubordinatedNotes $20.62M USD Point-in-time
Trust preferred securities payable JuniorSubordinatedNotes $20.62M USD Point-in-time
Subordinated debt, net of issuance costs SubordinatedDebt $24.49M USD Point-in-time
Accounts payable, accrued expenses and other liabilities AccountsPayableAndOtherAccruedLiabilities $21.68M USD Point-in-time
Accounts payable, accrued expenses and other liabilities AccountsPayableAndOtherAccruedLiabilities $10.90M USD Point-in-time
Accrued interest payable InterestPayableCurrentAndNoncurrent $749.00K USD Point-in-time
Accrued interest payable InterestPayableCurrentAndNoncurrent $227.00K USD Point-in-time
Debit cardholder balances OtherLiabilities $6.86M USD Point-in-time
Debit cardholder balances OtherLiabilities $8.88M USD Point-in-time
Total liabilities Liabilities $1.52B USD Point-in-time
Total liabilities Liabilities $1.11B USD Point-in-time
COMMITMENTS AND CONTINGENCIES (See Note 9) CommitmentsAndContingencies - USD Point-in-time
COMMITMENTS AND CONTINGENCIES (See Note 9) CommitmentsAndContingencies - USD Point-in-time
Common stock, $0.01 par value, authorized 10,000,000 shares, issued and outstanding 8,196,310 and 4,604,563 at December 31, 2017 and 2016, respectively CommonStockValue $45.00K USD Point-in-time
Common stock, $0.01 par value, authorized 10,000,000 shares, issued and outstanding 8,196,310 and 4,604,563 at December 31, 2017 and 2016, respectively CommonStockValue $81.00K USD Point-in-time
Additional paid in capital AdditionalPaidInCapital $211.15M USD Point-in-time
Additional paid in capital AdditionalPaidInCapital $96.12M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $25.86M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $13.49M USD Point-in-time
Accumulated other comprehensive loss, net of tax effect AccumulatedOtherComprehensiveIncomeLossNetOfTax $-206.00K USD Point-in-time
Accumulated other comprehensive loss, net of tax effect AccumulatedOtherComprehensiveIncomeLossNetOfTax $-165.00K USD Point-in-time
Total stockholders' equity StockholdersEquity $75.95M USD Point-in-time
Total stockholders' equity StockholdersEquity $58.74M USD Point-in-time
Total stockholders' equity StockholdersEquity $236.88M USD Point-in-time
Total stockholders' equity StockholdersEquity $109.49M USD Point-in-time
Total liabilities and stockholders' equity LiabilitiesAndStockholdersEquity $1.22B USD Point-in-time
Total liabilities and stockholders' equity LiabilitiesAndStockholdersEquity $1.76B USD Point-in-time
Income Statement 186 line items
Line Item Tag Value Unit Period
Loans, including fees InterestAndFeeIncomeLoansAndLeases $31.11M USD Annual
Loans, including fees InterestAndFeeIncomeLoansAndLeases $57.08M USD Annual
Loans, including fees InterestAndFeeIncomeLoansAndLeases $42.36M USD Annual
Taxable InterestIncomeSecuritiesTaxable $813.00K USD Annual
Taxable InterestIncomeSecuritiesTaxable $886.00K USD Annual
Taxable InterestIncomeSecuritiesTaxable $1.02M USD Annual
Tax-exempt InterestIncomeSecuritiesTaxExempt $31.00K USD Annual
Tax-exempt InterestIncomeSecuritiesTaxExempt $30.00K USD Annual
Tax-exempt InterestIncomeSecuritiesTaxExempt $30.00K USD Annual
Money market funds and commercial paper InterestIncomeMoneyMarketDeposits $110.00K USD Annual
Money market funds and commercial paper InterestIncomeMoneyMarketDeposits $315.00K USD Annual
Money market funds and commercial paper InterestIncomeMoneyMarketDeposits $142.00K USD Annual
Other interest and dividends OtherInterestAndDividendIncome $737.00K USD Annual
Other interest and dividends OtherInterestAndDividendIncome $407.00K USD Annual
Other interest and dividends OtherInterestAndDividendIncome $2.52M USD Annual
Total interest income InterestAndDividendIncomeOperating $17.86M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $14.05M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $44.16M USD Annual
Total interest income InterestAndDividendIncomeOperating $16.40M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $9.93M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $11.34M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $32.68M USD Annual
Total interest income InterestAndDividendIncomeOperating $11.92M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $12.44M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $60.75M USD Annual
Total interest income InterestAndDividendIncomeOperating $10.97M USD 1 Quarter
Deposits InterestExpenseDeposits $5.87M USD Annual
Deposits InterestExpenseDeposits $4.88M USD Annual
Deposits InterestExpenseDeposits $3.81M USD Annual
FHLB Advances InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm $840.00K USD Annual
FHLB Advances InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm $999.00K USD Annual
FHLB Advances InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesShortTerm $673.00K USD Annual
Trust preferred securities payable interest expense InterestExpenseTrustPreferredSecurities $539.00K USD Annual
Trust preferred securities payable interest expense InterestExpenseTrustPreferredSecurities $636.00K USD Annual
Trust preferred securities payable interest expense InterestExpenseTrustPreferredSecurities $456.00K USD Annual
Subordinated debt interest expense InterestExpenseSubordinatedNotesAndDebentures $1.32M USD Annual
Total interest expense InterestExpense $8.67M USD Annual
Total interest expense InterestExpense $1.60M USD 1 Quarter
Total interest expense InterestExpense $1.49M USD 1 Quarter
Total interest expense InterestExpense $6.09M USD Annual
Total interest expense InterestExpense $2.44M USD 1 Quarter
Total interest expense InterestExpense $5.26M USD Annual
Total interest expense InterestExpense $2.29M USD 1 Quarter
Total interest expense InterestExpense $1.52M USD 1 Quarter
Total interest expense InterestExpense $1.48M USD 1 Quarter
Total interest expense InterestExpense $2.28M USD 1 Quarter
Total interest expense InterestExpense $1.66M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $8.45M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $10.43M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $52.08M USD Annual
Net interest income InterestIncomeExpenseNet $11.77M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $27.42M USD Annual
Net interest income InterestIncomeExpenseNet $9.37M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $10.78M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $9.82M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $38.07M USD Annual
Net interest income InterestIncomeExpenseNet $15.57M USD 1 Quarter
Net interest income InterestIncomeExpenseNet $13.96M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $8.06M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.79M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $5.90M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.25M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $7.06M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $560.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $3.50M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $2.02M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $570.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $350.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.20M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $45.02M USD Annual
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $25.41M USD Annual
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $9.47M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $9.98M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $4.53M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $8.12M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $10.21M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $12.76M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $7.89M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $12.07M USD 1 Quarter
Net interest income after provision for loan losses InterestIncomeExpenseAfterProvisionForLoanLoss $30.01M USD Annual
Service charges on deposit accounts FeesAndCommissionsDepositorAccounts $876.00K USD Annual
Service charges on deposit accounts FeesAndCommissionsDepositorAccounts $3.45M USD Annual
Service charges on deposit accounts FeesAndCommissionsDepositorAccounts $754.00K USD Annual
Other service charges and fees FeesAndCommissionsOther $1.18M USD Annual
Other service charges and fees FeesAndCommissionsOther $4.37M USD Annual
Other service charges and fees FeesAndCommissionsOther $476.00K USD Annual
Loan prepayment penalties PrepaymentFeesOnAdvancesNet $402.00K USD Annual
Loan prepayment penalties PrepaymentFeesOnAdvancesNet $111.00K USD Annual
Loan prepayment penalties PrepaymentFeesOnAdvancesNet $700.00K USD Annual
Debit card income FeesAndCommissionsDebitCards $2.93M USD Annual
Debit card income FeesAndCommissionsDebitCards $3.37M USD Annual
Debit card income FeesAndCommissionsDebitCards $2.57M USD Annual
Net gains on securities transactions GainLossOnSaleOfSecuritiesNet $40.00K USD Annual
Total non-interest income NoninterestIncomeOtherOperatingIncome $11.30M USD Annual
Total non-interest income NoninterestIncomeOtherOperatingIncome $4.50M USD Annual
Total non-interest income NoninterestIncomeOtherOperatingIncome $5.42M USD Annual
Compensation and benefits LaborAndRelatedExpense $13.22M USD Annual
Compensation and benefits LaborAndRelatedExpense $17.01M USD Annual
Compensation and benefits LaborAndRelatedExpense $19.17M USD Annual
Bank premises and equipment OccupancyNet $3.98M USD Annual
Bank premises and equipment OccupancyNet $3.62M USD Annual
Bank premises and equipment OccupancyNet $4.38M USD Annual
Directors Fees NoninterestExpenseDirectorsFees $540.00K USD Annual
Directors Fees NoninterestExpenseDirectorsFees $894.00K USD Annual
Directors Fees NoninterestExpenseDirectorsFees $611.00K USD Annual
Insurance Expense GeneralInsuranceExpense $333.00K USD Annual
Insurance Expense GeneralInsuranceExpense $363.00K USD Annual
Insurance Expense GeneralInsuranceExpense $281.00K USD Annual
Professional fees ProfessionalFees $1.59M USD Annual
Professional fees ProfessionalFees $1.36M USD Annual
Professional fees ProfessionalFees $2.64M USD Annual
FDIC assessment FederalDepositInsuranceCorporationPremiumExpense $675.00K USD Annual
FDIC assessment FederalDepositInsuranceCorporationPremiumExpense $554.00K USD Annual
FDIC assessment FederalDepositInsuranceCorporationPremiumExpense $1.07M USD Annual
Core processing fees LoanProcessingFee $862.00K USD Annual
Core processing fees LoanProcessingFee $788.00K USD Annual
Core processing fees LoanProcessingFee $1.50M USD Annual
Other expenses OtherNoninterestExpense $2.30M USD Annual
Other expenses OtherNoninterestExpense $2.82M USD Annual
Other expenses OtherNoninterestExpense $2.63M USD Annual
Total non-interest expense NoninterestExpense $6.24M USD 1 Quarter
Total non-interest expense NoninterestExpense $27.37M USD Annual
Total non-interest expense NoninterestExpense $8.27M USD 1 Quarter
Total non-interest expense NoninterestExpense $7.23M USD 1 Quarter
Total non-interest expense NoninterestExpense $8.59M USD 1 Quarter
Total non-interest expense NoninterestExpense $6.66M USD 1 Quarter
Total non-interest expense NoninterestExpense $9.78M USD 1 Quarter
Total non-interest expense NoninterestExpense $7.14M USD 1 Quarter
Total non-interest expense NoninterestExpense $32.74M USD Annual
Total non-interest expense NoninterestExpense $23.08M USD Annual
Total non-interest expense NoninterestExpense $6.20M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $2.52M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $3.12M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $4.22M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $2.80M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $6.41M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $8.54M USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $23.58M USD Annual
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $8.06M USD Annual
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $-384.00K USD 1 Quarter
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $6.83M USD Annual
Net income before income tax expense IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $4.41M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $1.14M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $11.21M USD Annual
Income tax expense IncomeTaxExpenseBenefit $2.56M USD Annual
Income tax expense IncomeTaxExpenseBenefit $2.56M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $1.07M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $1.27M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $1.67M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $-433.00K USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $3.04M USD Annual
Income tax expense IncomeTaxExpenseBenefit $5.22M USD 1 Quarter
Income tax expense IncomeTaxExpenseBenefit $1.76M USD 1 Quarter
Net income NetIncomeLoss $2.55M USD 1 Quarter
Net income NetIncomeLoss $1.66M USD 1 Quarter
Net income NetIncomeLoss $2.65M USD 1 Quarter
Net income NetIncomeLoss $49.00K USD 1 Quarter
Net income NetIncomeLoss $1.45M USD 1 Quarter
Net income NetIncomeLoss $3.33M USD 1 Quarter
Net income NetIncomeLoss $1.85M USD 1 Quarter
Net income NetIncomeLoss $12.37M USD Annual
Net income NetIncomeLoss $3.85M USD 1 Quarter
Net income NetIncomeLoss $4.27M USD Annual
Net income NetIncomeLoss $5.01M USD Annual
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.55 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $1.54 USD Annual
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.59 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.01 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $2.40 USD Annual
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.50 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.43 USD Annual
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.83 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.57 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $-0.50 USD 1 Quarter
Earnings per share - basic (in dolllars per share) EarningsPerShareBasic $0.53 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.01 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $1.54 USD Annual
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.55 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.82 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $-0.50 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.53 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.57 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $2.34 USD Annual
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.43 USD Annual
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.49 USD 1 Quarter
Earnings per share - diluted (in dollars per share) EarningsPerShareDiluted $0.58 USD 1 Quarter
Cash Flow Statement 129 line items
Line Item Tag Value Unit Period
Net income NetIncomeLoss $2.55M USD 1 Quarter
Net income NetIncomeLoss $1.66M USD 1 Quarter
Net income NetIncomeLoss $2.65M USD 1 Quarter
Net income NetIncomeLoss $49.00K USD 1 Quarter
Net income NetIncomeLoss $1.45M USD 1 Quarter
Net income NetIncomeLoss $3.33M USD 1 Quarter
Net income NetIncomeLoss $1.85M USD 1 Quarter
Net income NetIncomeLoss $12.37M USD Annual
Net income NetIncomeLoss $3.85M USD 1 Quarter
Net income NetIncomeLoss $4.27M USD Annual
Net income NetIncomeLoss $5.01M USD Annual
Depreciation and amortization DepreciationAndAmortization $978.00K USD Annual
Depreciation and amortization DepreciationAndAmortization $785.00K USD Annual
Depreciation and amortization DepreciationAndAmortization $696.00K USD Annual
Net amortization on securities AccretionAmortizationOfDiscountsAndPremiumsInvestments $-355.00K USD Annual
Net amortization on securities AccretionAmortizationOfDiscountsAndPremiumsInvestments $-492.00K USD Annual
Net amortization on securities AccretionAmortizationOfDiscountsAndPremiumsInvestments $-321.00K USD Annual
Amortization of subordinated debt issuance costs AmortizationOfFinancingCosts $46.00K USD Annual
Gain on sale of securities GainLossOnSaleOfEquityInvestments $40.00K USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $8.06M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.79M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $5.90M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.25M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $7.06M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $560.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $3.50M USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $2.02M USD Annual
Provision for loan losses ProvisionForLoanAndLeaseLosses $570.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $350.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.20M USD 1 Quarter
Net change in deferred loan fees IncreaseDecreaseInLoansDeferredIncome $1.01M USD Annual
Net change in deferred loan fees IncreaseDecreaseInLoansDeferredIncome $90.00K USD Annual
Net change in deferred loan fees IncreaseDecreaseInLoansDeferredIncome $15.00K USD Annual
Deferred income tax benefit DeferredIncomeTaxExpenseBenefit $-455.00K USD Annual
Deferred income tax benefit DeferredIncomeTaxExpenseBenefit $-913.00K USD Annual
Deferred income tax benefit DeferredIncomeTaxExpenseBenefit $790.00K USD Annual
Stock-based compensation expense StockOptionPlanExpense $412.00K USD Annual
Stock-based compensation expense StockOptionPlanExpense $447.00K USD Annual
Stock-based compensation expense StockOptionPlanExpense $2.33M USD Annual
Accrued interest receivable IncreaseDecreaseInAccruedInterestReceivableNet $628.00K USD Annual
Accrued interest receivable IncreaseDecreaseInAccruedInterestReceivableNet $434.00K USD Annual
Accrued interest receivable IncreaseDecreaseInAccruedInterestReceivableNet $1.69M USD Annual
Accounts payable, accrued expenses and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $10.78M USD Annual
Accounts payable, accrued expenses and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $-1.22M USD Annual
Accounts payable, accrued expenses and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $1.54M USD Annual
Change in debit card holder balances IncreaseDecreaseInDebitCardReceivables $2.92M USD Annual
Change in debit card holder balances IncreaseDecreaseInDebitCardReceivables $-2.02M USD Annual
Change in debit card holder balances IncreaseDecreaseInDebitCardReceivables $-6.63M USD Annual
Change in Accrued interest payable IncreaseDecreaseInInterestPayableNet $-6.00K USD Annual
Change in Accrued interest payable IncreaseDecreaseInInterestPayableNet $-93.00K USD Annual
Change in Accrued interest payable IncreaseDecreaseInInterestPayableNet $522.00K USD Annual
Accounts receivable, net IncreaseDecreaseInAccountsReceivable $1.18M USD Annual
Accounts receivable, net IncreaseDecreaseInAccountsReceivable $-245.00K USD Annual
Accounts receivable, net IncreaseDecreaseInAccountsReceivable $4.55M USD Annual
Receivable from prepaid card programs, net IncreaseDecreaseInOtherReceivables $187.00K USD Annual
Receivable from prepaid card programs, net IncreaseDecreaseInOtherReceivables $2.01M USD Annual
Receivable from prepaid card programs, net IncreaseDecreaseInOtherReceivables $-3.70M USD Annual
Prepaid expenses and other assets IncreaseDecreaseInPrepaidExpensesOther $-1.15M USD Annual
Prepaid expenses and other assets IncreaseDecreaseInPrepaidExpensesOther $1.17M USD Annual
Prepaid expenses and other assets IncreaseDecreaseInPrepaidExpensesOther $2.95M USD Annual
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivitiesContinuingOperations $5.44M USD Annual
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivitiesContinuingOperations $14.56M USD Annual
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivitiesContinuingOperations $31.47M USD Annual
Loan originations and payments, net PaymentsForProceedsFromLoansAndLeases $184.60M USD Annual
Loan originations and payments, net PaymentsForProceedsFromLoansAndLeases $240.42M USD Annual
Loan originations and payments, net PaymentsForProceedsFromLoansAndLeases $377.12M USD Annual
Proceeds from sales of loans ProceedsFromSaleOfLoansReceivable $7.87M USD Annual
Redemptions of other investments ProceedsFromSaleOfOtherInvestments $7.20M USD Annual
Purchases of other investments PaymentsToAcquireOtherInvestments $5.37M USD Annual
Purchases of other investments PaymentsToAcquireOtherInvestments $182.00K USD Annual
Purchases of other investments PaymentsToAcquireOtherInvestments $8.29M USD Annual
Purchase of securities available for sale PaymentsToAcquireAvailableForSaleSecurities $1.47M USD Annual
Purchase of securities available for sale PaymentsToAcquireAvailableForSaleSecurities $1.55M USD Annual
Proceeds from sales and calls of securities available for sale ProceedsFromSaleOfAvailableForSaleSecurities $2.77M USD Annual
Proceeds from paydowns and maturities of securities available for sale ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities $9.49M USD Annual
Proceeds from paydowns and maturities of securities available for sale ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities $6.36M USD Annual
Proceeds from paydowns and maturities of securities available for sale ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities $8.38M USD Annual
Purchase of securities held to maturity PaymentsToAcquireHeldToMaturitySecurities $5.15M USD Annual
Purchase of securities held to maturity PaymentsToAcquireHeldToMaturitySecurities $2.68M USD Annual
Proceeds from paydowns of securities held to maturity ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities $1.03M USD Annual
Proceeds from paydowns of securities held to maturity ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities $283.00K USD Annual
Proceeds from paydowns of securities held to maturity ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities $1.20M USD Annual
Purchase of premises and equipment, net PaymentsToAcquirePropertyPlantAndEquipment $1.18M USD Annual
Purchase of premises and equipment, net PaymentsToAcquirePropertyPlantAndEquipment $1.73M USD Annual
Purchase of premises and equipment, net PaymentsToAcquirePropertyPlantAndEquipment $2.21M USD Annual
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivitiesContinuingOperations $-366.62M USD Annual
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivitiesContinuingOperations $-187.07M USD Annual
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivitiesContinuingOperations $-233.66M USD Annual
Proceeds from issuance of common stock, net ProceedsFromIssuanceOfCommonStock $12.61M USD Annual
Proceeds from issuance of common stock, net ProceedsFromIssuanceOfCommonStock $114.77M USD Annual
Proceeds from issuance of common stock, net ProceedsFromIssuanceOfCommonStock $28.37M USD Annual
Proceeds from issuance of preferred stock, net ProceedsFromIssuanceOfPreferredStockAndPreferenceStock $5.50M USD Annual
Purchase and retirement of treasury preferred stock PaymentsForRepurchaseOfPreferredStockAndPreferenceStock $1.40M USD Annual
Proceeds from exercise of stock options ProceedsFromStockOptionsExercised $135.00K USD Annual
Redemption of common stock for exercise of stock options and tax withholdings for resticted stock vesting PaymentsForRepurchaseOfCommonStock $255.00K USD Annual
Redemption of preferred stock, net PaymentsForRepurchaseOfRedeemablePreferredStock $2.67M USD Annual
Payment of preferred stock dividend PaymentsOfDividendsPreferredStockAndPreferenceStock $3.42M USD Annual
Proceeds from issuance of subordinated debt, net of issuance cost ProceedsFromSubordinatedShortTermDebt $24.44M USD Annual
Proceeds from FHLB advances ProceedsFromFederalHomeLoanBankAdvances $120.00M USD Annual
Proceeds from FHLB advances ProceedsFromFederalHomeLoanBankAdvances $326.86M USD Annual
Proceeds from FHLB advances ProceedsFromFederalHomeLoanBankAdvances $97.43M USD Annual
Repayments of FHLB advances PaymentsForFederalHomeLoanBankAdvances $363.08M USD Annual
Repayments of FHLB advances PaymentsForFederalHomeLoanBankAdvances $65.20M USD Annual
Repayments of FHLB advances PaymentsForFederalHomeLoanBankAdvances $137.73M USD Annual
Net increase in deposits IncreaseDecreaseInDeposits $410.57M USD Annual
Net increase in deposits IncreaseDecreaseInDeposits $227.74M USD Annual
Net increase in deposits IncreaseDecreaseInDeposits $156.79M USD Annual
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivitiesContinuingOperations $513.45M USD Annual
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivitiesContinuingOperations $201.62M USD Annual
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivitiesContinuingOperations $236.39M USD Annual
Increase in cash and cash equivalents CashAndCashEquivalentsPeriodIncreaseDecrease $178.30M USD Annual
Increase in cash and cash equivalents CashAndCashEquivalentsPeriodIncreaseDecrease $17.28M USD Annual
Increase in cash and cash equivalents CashAndCashEquivalentsPeriodIncreaseDecrease $19.99M USD Annual
Cash and cash equivalents at the beginning of the year CashAndCashEquivalentsAtCarryingValue $82.93M USD Point-in-time
Cash and cash equivalents at the beginning of the year CashAndCashEquivalentsAtCarryingValue $261.23M USD Point-in-time
Cash and cash equivalents at the beginning of the year CashAndCashEquivalentsAtCarryingValue $45.66M USD Point-in-time
Cash and cash equivalents at the beginning of the year CashAndCashEquivalentsAtCarryingValue $65.65M USD Point-in-time
Cash and cash equivalents at the end of the year CashAndCashEquivalentsAtCarryingValue $82.93M USD Point-in-time
Cash and cash equivalents at the end of the year CashAndCashEquivalentsAtCarryingValue $261.23M USD Point-in-time
Cash and cash equivalents at the end of the year CashAndCashEquivalentsAtCarryingValue $45.66M USD Point-in-time
Cash and cash equivalents at the end of the year CashAndCashEquivalentsAtCarryingValue $65.65M USD Point-in-time
Interest InterestPaidNet $8.15M USD Annual
Interest InterestPaidNet $6.18M USD Annual
Interest InterestPaidNet $5.03M USD Annual
Taxes IncomeTaxesPaid $3.27M USD Annual
Taxes IncomeTaxesPaid $8.79M USD Annual
Taxes IncomeTaxesPaid $5.27M USD Annual
Transfer of loans held for investment to held for sale TransferOfLoansHeldForSaleToPortfolioLoans1 $7.87M USD Annual
Transfer of loans held for investment to held for sale TransferOfLoansHeldForSaleToPortfolioLoans1 $26.09M USD Annual
Stockholders Equity 37 line items
Line Item Tag Value Unit Period
Stock issuance costs AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts $10.00M USD Annual
Balance StockholdersEquity $75.95M USD Point-in-time
Balance StockholdersEquity $58.74M USD Point-in-time
Balance StockholdersEquity $236.88M USD Point-in-time
Balance StockholdersEquity $109.49M USD Point-in-time
Purchase & retirement of treasury preferred stock StockRepurchasedAndRetiredDuringPeriodValue $1.40M USD Annual
Preferred stock - redemption StockRedeemedOrCalledDuringPeriodValue $2.67M USD Annual
Conversion of preferred to common stock StockIssuedDuringPeriodValueConversionOfConvertibleSecurities - USD Annual
Issuance of preferred stock, net StockIssuedDuringPeriodValuePreferredStock $5.50M USD Annual
Employee stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $2.33M USD Annual
Employee stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $447.00K USD Annual
Employee stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $412.00K USD Annual
Common stock issued in initial public offering, net of stock issuance costs StockIssuedDuringPeriodValueNewIssues $12.61M USD Annual
Common stock issued in initial public offering, net of stock issuance costs StockIssuedDuringPeriodValueNewIssues $114.77M USD Annual
Common stock issued in initial public offering, net of stock issuance costs StockIssuedDuringPeriodValueNewIssues $28.37M USD Annual
Exercise of stock options StockIssuedDuringPeriodValueStockOptionsExercised $135.00K USD Annual
Exercise of stock options (in shares) StockIssuedDuringPeriodSharesStockOptionsExercised 4,503.00 shares Annual
Repurchase of shares for exercise of stock options and tax withholding for restricted stock vesting StockRepurchasedDuringPeriodValue $255.00K USD Annual
Class A preferred - dividend payment DividendsPreferredStock $3.42M USD Annual
Net income NetIncomeLoss $2.55M USD 1 Quarter
Net income NetIncomeLoss $1.66M USD 1 Quarter
Net income NetIncomeLoss $2.65M USD 1 Quarter
Net income NetIncomeLoss $49.00K USD 1 Quarter
Net income NetIncomeLoss $1.45M USD 1 Quarter
Net income NetIncomeLoss $3.33M USD 1 Quarter
Net income NetIncomeLoss $1.85M USD 1 Quarter
Net income NetIncomeLoss $12.37M USD Annual
Net income NetIncomeLoss $3.85M USD 1 Quarter
Net income NetIncomeLoss $4.27M USD Annual
Net income NetIncomeLoss $5.01M USD Annual
Other comprehensive loss OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-181.00K USD Annual
Other comprehensive loss OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-113.00K USD Annual
Other comprehensive loss OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-41.00K USD Annual
Balance StockholdersEquity $75.95M USD Point-in-time
Balance StockholdersEquity $58.74M USD Point-in-time
Balance StockholdersEquity $236.88M USD Point-in-time
Balance StockholdersEquity $109.49M USD Point-in-time
Comprehensive Income 27 line items
Line Item Tag Value Unit Period
Net Income NetIncomeLoss $2.55M USD 1 Quarter
Net Income NetIncomeLoss $1.66M USD 1 Quarter
Net Income NetIncomeLoss $2.65M USD 1 Quarter
Net Income NetIncomeLoss $49.00K USD 1 Quarter
Net Income NetIncomeLoss $1.45M USD 1 Quarter
Net Income NetIncomeLoss $3.33M USD 1 Quarter
Net Income NetIncomeLoss $1.85M USD 1 Quarter
Net Income NetIncomeLoss $12.37M USD Annual
Net Income NetIncomeLoss $3.85M USD 1 Quarter
Net Income NetIncomeLoss $4.27M USD Annual
Net Income NetIncomeLoss $5.01M USD Annual
Unrealized holding loss arising during the year OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax $-268.00K USD Annual
Unrealized holding loss arising during the year OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax $-54.00K USD Annual
Unrealized holding loss arising during the year OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax $-220.00K USD Annual
Reclassification adjustment for net gains included in net income OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax $40.00K USD Annual
Total unrealized gains/loss on securities available for sale OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax $-308.00K USD Annual
Total unrealized gains/loss on securities available for sale OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax $-54.00K USD Annual
Total unrealized gains/loss on securities available for sale OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax $-220.00K USD Annual
Tax effect OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax $13.00K USD Annual
Tax effect OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax $127.00K USD Annual
Tax effect OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax $107.00K USD Annual
Total unrealized gains/loss on securities available for sale, net of tax OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-181.00K USD Annual
Total unrealized gains/loss on securities available for sale, net of tax OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-113.00K USD Annual
Total unrealized gains/loss on securities available for sale, net of tax OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent $-41.00K USD Annual
Comprehensive income ComprehensiveIncomeNetOfTax $4.83M USD Annual
Comprehensive income ComprehensiveIncomeNetOfTax $12.33M USD Annual
Comprehensive income ComprehensiveIncomeNetOfTax $4.16M USD Annual

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.

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