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10-Q Filing

CITIZENS HOLDING CO /MS/ CIK: 1075706 Q1 2021
Filing Information
Form Type 10-Q
Accession Number 0001193125-21-154601
Period End Date 20210331
Filing Date 20210507
Fiscal Year 2021
Fiscal Period Q1
XBRL Instance d119489d10q_htm.xml
Filing Contents
Balance Sheet 71 line items
Line Item Tag Value Unit Period
Loans, allowance for loan losses LoansAndLeasesReceivableAllowance $3.75M USD Point-in-time
Loans, allowance for loan losses LoansAndLeasesReceivableAllowance $4.74M USD Point-in-time
Loans, allowance for loan losses LoansAndLeasesReceivableAllowance $4.77M USD Point-in-time
Loans, allowance for loan losses LoansAndLeasesReceivableAllowance $3.82M USD Point-in-time
Cash and due from banks CashAndCashEquivalentsAtCarryingValue $15.94M USD Point-in-time
Common stock, par value CommonStockParOrStatedValuePerShare $0.20 USD Point-in-time
Cash and due from banks CashAndCashEquivalentsAtCarryingValue $26.67M USD Point-in-time
Cash and due from banks CashAndCashEquivalentsAtCarryingValue $16.84M USD Point-in-time
Cash and due from banks CashAndCashEquivalentsAtCarryingValue $19.61M USD Point-in-time
Common stock, par value CommonStockParOrStatedValuePerShare $0.20 USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 22.50M shares Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 22.50M shares Point-in-time
Interest bearing deposits with other banks InterestBearingDepositsWithOtherBanks $25.01M USD Point-in-time
Interest bearing deposits with other banks InterestBearingDepositsWithOtherBanks $25.47M USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 5.59M shares Point-in-time
Investment securities available for sale, at fair value AvailableForSaleSecuritiesDebtSecurities $678.75M USD Point-in-time
Investment securities available for sale, at fair value AvailableForSaleSecuritiesDebtSecurities $774.25M USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 5.59M shares Point-in-time
Loans, net of allowance for loan losses of $3,816 in 2020 and $3,755 in 2019 LoansAndLeasesReceivableNetReportedAmount $647.52M USD Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 5.59M shares Point-in-time
Loans, net of allowance for loan losses of $3,816 in 2020 and $3,755 in 2019 LoansAndLeasesReceivableNetReportedAmount $634.40M USD Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 5.59M shares Point-in-time
Accumulated other comprehensive loss, tax benefits AccumulatedOtherComprehensiveIncomeLossTax $3.17M USD Point-in-time
Premises and equipment, net PropertyPlantAndEquipmentNet $25.63M USD Point-in-time
Premises and equipment, net PropertyPlantAndEquipmentNet $25.63M USD Point-in-time
Accumulated other comprehensive loss, tax benefits AccumulatedOtherComprehensiveIncomeLossTax $1.38M USD Point-in-time
Other real estate owned, net OtherRealEstateAndForeclosedAssets $4.88M USD Point-in-time
Other real estate owned, net OtherRealEstateAndForeclosedAssets $3.07M USD Point-in-time
Accrued interest receivable InterestReceivable $5.98M USD Point-in-time
Accrued interest receivable InterestReceivable $5.67M USD Point-in-time
Cash surrender value of life insurance CashSurrenderValueOfLifeInsurance $25.81M USD Point-in-time
Cash surrender value of life insurance CashSurrenderValueOfLifeInsurance $25.97M USD Point-in-time
Deferred tax assets, net DeferredIncomeTaxAssetsNet $1.55M USD Point-in-time
Deferred tax assets, net DeferredIncomeTaxAssetsNet $5.84M USD Point-in-time
Identifiable intangible assets, net IndefiniteLivedIntangibleAssetsExcludingGoodwill $13.63M USD Point-in-time
Identifiable intangible assets, net IndefiniteLivedIntangibleAssetsExcludingGoodwill $13.66M USD Point-in-time
Other assets OtherAssets $6.39M USD Point-in-time
Other assets OtherAssets $6.41M USD Point-in-time
TOTAL ASSETS Assets $1.55B USD Point-in-time
TOTAL ASSETS Assets $1.45B USD Point-in-time
Noninterest-bearing demand NoninterestBearingDepositLiabilities $284.27M USD Point-in-time
Noninterest-bearing demand NoninterestBearingDepositLiabilities $276.03M USD Point-in-time
Interest bearing deposits InterestBearingDepositLiabilities $819.16M USD Point-in-time
Interest bearing deposits InterestBearingDepositLiabilities $945.36M USD Point-in-time
Total deposits Deposits $1.10B USD Point-in-time
Total deposits Deposits $1.23B USD Point-in-time
Securities sold under agreement to repurchase SecuritiesSoldUnderAgreementsToRepurchase $197.71M USD Point-in-time
Securities sold under agreement to repurchase SecuritiesSoldUnderAgreementsToRepurchase $196.27M USD Point-in-time
Federal Home Loan Bank (FHLB) advances LongtermFederalHomeLoanBankAdvancesNoncurrent $25.00M USD Point-in-time
Accrued interest payable InterestPayableCurrentAndNoncurrent $522.00K USD Point-in-time
Accrued interest payable InterestPayableCurrentAndNoncurrent $432.00K USD Point-in-time
Deferred compensation payable DeferredCompensationLiabilityCurrentAndNoncurrent $9.74M USD Point-in-time
Deferred compensation payable DeferredCompensationLiabilityCurrentAndNoncurrent $9.66M USD Point-in-time
Other liabilities OtherLiabilities $4.50M USD Point-in-time
Other liabilities OtherLiabilities $4.37M USD Point-in-time
Total liabilities Liabilities $1.33B USD Point-in-time
Total liabilities Liabilities $1.44B USD Point-in-time
Common stock, $0.20 par value, 22,500,000 shares authorized, 5,587,070 shares issued and outstanding at March 31, 2021 and at December 31, 2020 CommonStockValue $1.12M USD Point-in-time
Common stock, $0.20 par value, 22,500,000 shares authorized, 5,587,070 shares issued and outstanding at March 31, 2021 and at December 31, 2020 CommonStockValue $1.12M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapitalCommonStock $18.18M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapitalCommonStock $18.13M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $96.16M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $96.71M USD Point-in-time
Accumulated other comprehensive (loss) income, net of tax benefit (expense) of $3,168 at March 31, 2021 and ($1,376) at December 31, 2020 AccumulatedOtherComprehensiveIncomeLossNetOfTax $-9.53M USD Point-in-time
Accumulated other comprehensive (loss) income, net of tax benefit (expense) of $3,168 at March 31, 2021 and ($1,376) at December 31, 2020 AccumulatedOtherComprehensiveIncomeLossNetOfTax $4.14M USD Point-in-time
Total shareholders' equity StockholdersEquity $106.48M USD Point-in-time
Total shareholders' equity StockholdersEquity $112.80M USD Point-in-time
Total shareholders' equity StockholdersEquity $119.55M USD Point-in-time
Total shareholders' equity StockholdersEquity $118.74M USD Point-in-time
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY LiabilitiesAndStockholdersEquity $1.55B USD Point-in-time
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY LiabilitiesAndStockholdersEquity $1.45B USD Point-in-time
Income Statement 46 line items
Line Item Tag Value Unit Period
Interest and fees on loans InterestAndFeeIncomeLoansAndLeases $8.13M USD 1 Quarter
Interest and fees on loans InterestAndFeeIncomeLoansAndLeases $7.48M USD 1 Quarter
Taxable InterestIncomeSecuritiesTaxable $1.66M USD 1 Quarter
Taxable InterestIncomeSecuritiesTaxable $262.00K USD 1 Quarter
Nontaxable InterestIncomeSecuritiesTaxExempt $671.00K USD 1 Quarter
Nontaxable InterestIncomeSecuritiesTaxExempt $340.00K USD 1 Quarter
Other interest OtherInterestAndDividendIncome $232.00K USD 1 Quarter
Other interest OtherInterestAndDividendIncome $15.00K USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $9.08M USD 1 Quarter
Total interest income InterestAndDividendIncomeOperating $9.71M USD 1 Quarter
Deposits InterestExpenseDeposits $1.27M USD 1 Quarter
Deposits InterestExpenseDeposits $1.97M USD 1 Quarter
Other borrowed funds InterestExpenseBorrowings $355.00K USD 1 Quarter
Other borrowed funds InterestExpenseBorrowings $180.00K USD 1 Quarter
Total interest expense InterestExpense $1.45M USD 1 Quarter
Total interest expense InterestExpense $2.32M USD 1 Quarter
NET INTEREST INCOME InterestIncomeExpenseNet $7.38M USD 1 Quarter
NET INTEREST INCOME InterestIncomeExpenseNet $7.63M USD 1 Quarter
PROVISION FOR LOAN LOSSES ProvisionForLoanAndLeaseLosses $87.00K USD 1 Quarter
PROVISION FOR LOAN LOSSES ProvisionForLoanAndLeaseLosses $314.00K USD 1 Quarter
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES InterestIncomeExpenseAfterProvisionForLoanLoss $7.07M USD 1 Quarter
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES InterestIncomeExpenseAfterProvisionForLoanLoss $7.55M USD 1 Quarter
Other operating income NoninterestIncomeOtherOperatingIncome $559.00K USD 1 Quarter
Other operating income NoninterestIncomeOtherOperatingIncome $1.44M USD 1 Quarter
Total other income NoninterestIncome $2.38M USD 1 Quarter
Total other income NoninterestIncome $3.23M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $4.43M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $4.57M USD 1 Quarter
Occupancy expense OccupancyNet $1.66M USD 1 Quarter
Occupancy expense OccupancyNet $1.82M USD 1 Quarter
Other expense OtherNoninterestExpense $2.08M USD 1 Quarter
Other expense OtherNoninterestExpense $1.97M USD 1 Quarter
Total other expenses NoninterestExpense $8.07M USD 1 Quarter
Total other expenses NoninterestExpense $8.47M USD 1 Quarter
INCOME BEFORE PROVISION FOR INCOME TAXES IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $1.39M USD 1 Quarter
INCOME BEFORE PROVISION FOR INCOME TAXES IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $2.31M USD 1 Quarter
PROVISION FOR INCOME TAXES IncomeTaxExpenseBenefit $413.00K USD 1 Quarter
PROVISION FOR INCOME TAXES IncomeTaxExpenseBenefit $225.00K USD 1 Quarter
NET INCOME NetIncomeLoss $1.16M USD 1 Quarter
NET INCOME NetIncomeLoss $1.90M USD 1 Quarter
NET INCOME PER SHARE -Basic EarningsPerShareBasic $0.21 USD 1 Quarter
NET INCOME PER SHARE -Basic EarningsPerShareBasic $0.34 USD 1 Quarter
NET INCOME PER SHARE -Diluted EarningsPerShareDiluted $0.34 USD 1 Quarter
NET INCOME PER SHARE -Diluted EarningsPerShareDiluted $0.21 USD 1 Quarter
DIVIDENDS PAID PER SHARE CommonStockDividendsPerShareCashPaid $0.24 USD 1 Quarter
DIVIDENDS PAID PER SHARE CommonStockDividendsPerShareCashPaid $0.24 USD 1 Quarter
Cash Flow Statement 38 line items
Line Item Tag Value Unit Period
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $4.84M USD 1 Quarter
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $2.34M USD 1 Quarter
Proceeds from maturities and calls of securities available for sale ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities $74.27M USD 1 Quarter
Proceeds from maturities and calls of securities available for sale ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities $77.73M USD 1 Quarter
Proceeds from sale of investment securities ProceedsFromSaleOfAvailableForSaleSecurities $206.12M USD 1 Quarter
Proceeds from sale of investment securities ProceedsFromSaleOfAvailableForSaleSecurities $37.20M USD 1 Quarter
Purchases of investment securities available for sale PaymentsToAcquireAvailableForSaleSecurities $122.72M USD 1 Quarter
Purchases of investment securities available for sale PaymentsToAcquireAvailableForSaleSecurities $400.13M USD 1 Quarter
Purchases of bank premises and equipment PaymentsToAcquirePropertyPlantAndEquipment $70.00K USD 1 Quarter
Purchases of bank premises and equipment PaymentsToAcquirePropertyPlantAndEquipment $259.00K USD 1 Quarter
Decrease in federal funds sold IncreaseDecreaseInFederalFundsSold $1.60M USD 1 Quarter
Decrease (increase) in interest bearing deposits with other banks ProceedsFromPaymentsForInInterestBearingDepositsInBanks $460.00K USD 1 Quarter
Decrease (increase) in interest bearing deposits with other banks ProceedsFromPaymentsForInInterestBearingDepositsInBanks $-3.35M USD 1 Quarter
Proceeds from sale of other real estate owned ProceedsFromSaleOfForeclosedAssets $364.00K USD 1 Quarter
Net decrease (increase) in loans PaymentsForProceedsFromLoansAndLeases $258.00K USD 1 Quarter
Net decrease (increase) in loans PaymentsForProceedsFromLoansAndLeases $-11.16M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-13.34M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-104.55M USD 1 Quarter
Net increase in deposits IncreaseDecreaseInDeposits $134.43M USD 1 Quarter
Net increase in deposits IncreaseDecreaseInDeposits $26.89M USD 1 Quarter
Increase (decrease) in securities sold under agreement to repurchase ProceedsFromPaymentsForOtherFinancingActivities $1.44M USD 1 Quarter
Increase (decrease) in securities sold under agreement to repurchase ProceedsFromPaymentsForOtherFinancingActivities $-10.97M USD 1 Quarter
Proceeds from exercise of stock options ProceedsFromStockOptionsExercised $87.00K USD 1 Quarter
Payment of FHLB advances Proceedsfromrepaymentsoffhlbankborrowingsfinancingactivities $-25.00M USD 1 Quarter
Payment of dividends PaymentsOfDividends $1.34M USD 1 Quarter
Payment of dividends PaymentsOfDividends $1.34M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $14.67M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $109.53M USD 1 Quarter
Net increase (decrease) in cash and due from banks CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $3.67M USD 1 Quarter
Net increase (decrease) in cash and due from banks CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $9.83M USD 1 Quarter
Cash and due from banks, beginning of period CashAndCashEquivalentsAtCarryingValue $15.94M USD Point-in-time
Cash and due from banks, beginning of period CashAndCashEquivalentsAtCarryingValue $26.67M USD Point-in-time
Cash and due from banks, beginning of period CashAndCashEquivalentsAtCarryingValue $16.84M USD Point-in-time
Cash and due from banks, beginning of period CashAndCashEquivalentsAtCarryingValue $19.61M USD Point-in-time
Cash and due from banks, end of period CashAndCashEquivalentsAtCarryingValue $15.94M USD Point-in-time
Cash and due from banks, end of period CashAndCashEquivalentsAtCarryingValue $26.67M USD Point-in-time
Cash and due from banks, end of period CashAndCashEquivalentsAtCarryingValue $16.84M USD Point-in-time
Cash and due from banks, end of period CashAndCashEquivalentsAtCarryingValue $19.61M USD Point-in-time
Comprehensive Income 18 line items
Line Item Tag Value Unit Period
Net income NetIncomeLoss $1.16M USD 1 Quarter
Net income NetIncomeLoss $1.90M USD 1 Quarter
Unrealized holding (losses) gains OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax $-18.73M USD 1 Quarter
Unrealized holding (losses) gains OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax $7.91M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax $1.97M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax $-4.67M USD 1 Quarter
Net unrealized (losses) gains OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $-14.06M USD 1 Quarter
Net unrealized (losses) gains OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $5.94M USD 1 Quarter
Reclassification adjustment for gains included in net income OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax $-77.00K USD 1 Quarter
Reclassification adjustment for gains included in net income OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax $-526.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax $-131.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax $-19.00K USD 1 Quarter
Net gains included in net income OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax $-395.00K USD 1 Quarter
Net gains included in net income OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax $-58.00K USD 1 Quarter
Total other comprehensive (loss) income OtherComprehensiveIncomeLossNetOfTax $6.00M USD 1 Quarter
Total other comprehensive (loss) income OtherComprehensiveIncomeLossNetOfTax $-13.67M USD 1 Quarter
Comprehensive (loss) income ComprehensiveIncomeNetOfTax $7.16M USD 1 Quarter
Comprehensive (loss) income ComprehensiveIncomeNetOfTax $-11.77M USD 1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.

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