10-Q Filing

ATLANTICUS HOLDINGS CORP CIK: 1464343 Q2 2021

Filing Information

Form Type	10-Q
Accession Number	`0001437749-21-019889`
Period End Date	20210630
Filing Date	20210813
Fiscal Year	2021
Fiscal Period	Q2
XBRL Instance	atlc20210630_10q_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 87 Income Statement 105 Cash Flow Statement 92 Stockholders Equity 52

Balance Sheet 87 line items

Line Item	Tag	Value	Unit	Period
Unrestricted cash and cash equivalents	`CashEquivalentsAtCarryingValue`	$178.10M	USD	Point-in-time
Unrestricted cash and cash equivalents	`CashEquivalentsAtCarryingValue`	$265.87M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$67.88M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$80.86M	USD	Point-in-time
Unrestricted cash and cash equivalents	`CashEquivalentsAtCarryingValue`	$178.10M	USD	Point-in-time
Unrestricted cash and cash equivalents	`CashEquivalentsAtCarryingValue`	$265.87M	USD	Point-in-time
Loans, interest and fees receivable, at fair value	`LoansReceivableFairValueDisclosure`	$417.10M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$67.88M	USD	Point-in-time
Loans, interest and fees receivable, at fair value	`LoansReceivableFairValueDisclosure`	$644.74M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$80.86M	USD	Point-in-time
Loans, interest and fees receivable, at fair value	`LoansReceivableFairValueDisclosure`	$417.10M	USD	Point-in-time
Loans, interest and fees receivable, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$667.56M	USD	Point-in-time
Loans, interest and fees receivable, at fair value	`LoansReceivableFairValueDisclosure`	$644.74M	USD	Point-in-time
Loans, interest and fees receivable, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$547.36M	USD	Point-in-time
Loans, interest and fees receivable, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$667.56M	USD	Point-in-time
Allowances for uncollectible loans, interest and fees receivable (including $92.2 million and $120.9 million associated with variable interest entities at June 30, 2021 and December 31, 2020, respectively)	`LoansAndLeasesReceivableAllowance`	$95.18M	USD	Point-in-time
Loans, interest and fees receivable, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$547.36M	USD	Point-in-time
Allowances for uncollectible loans, interest and fees receivable (including $92.2 million and $120.9 million associated with variable interest entities at June 30, 2021 and December 31, 2020, respectively)	`LoansAndLeasesReceivableAllowance`	$124.96M	USD	Point-in-time
Allowances for uncollectible loans, interest and fees receivable	`LoansAndLeasesReceivableAllowance`	$95.18M	USD	Point-in-time
Allowances for uncollectible loans, interest and fees receivable	`LoansAndLeasesReceivableAllowance`	$124.96M	USD	Point-in-time
Deferred revenue (including $6.7 million and $10.3 million associated with variable interest entities at June 30, 2021 and December 31, 2020, respectively)	`LoansAndLeasesReceivableDeferredIncome`	$39.46M	USD	Point-in-time
Deferred revenue (including $6.7 million and $10.3 million associated with variable interest entities at June 30, 2021 and December 31, 2020, respectively)	`LoansAndLeasesReceivableDeferredIncome`	$31.34M	USD	Point-in-time
Net loans, interest and fees receivable	`LoansAndLeasesReceivableNetReportedAmount`	$1.07B	USD	Point-in-time
Net loans, interest and fees receivable	`LoansAndLeasesReceivableNetReportedAmount`	$920.24M	USD	Point-in-time
Deferred revenue	`LoansAndLeasesReceivableDeferredIncome`	$39.46M	USD	Point-in-time
Deferred revenue	`LoansAndLeasesReceivableDeferredIncome`	$31.34M	USD	Point-in-time
Property at cost, net of depreciation	`PropertyPlantAndEquipmentNet`	$1.70M	USD	Point-in-time
Property at cost, net of depreciation	`PropertyPlantAndEquipmentNet`	$2.24M	USD	Point-in-time
Notes payable, at face value	`NotesPayableToBank`	$882.61M	USD	Point-in-time
Notes payable, at face value	`NotesPayableToBank`	$966.57M	USD	Point-in-time
Investments in equity-method investee	`EquityMethodInvestments`	$1.03M	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`TemporaryEquityParOrStatedValuePerShare`	-	USD	Point-in-time
Investments in equity-method investee	`EquityMethodInvestments`	$1.42M	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`TemporaryEquityParOrStatedValuePerShare`	-	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$9.18M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$6.97M	USD	Point-in-time
Prepaid expenses and other assets	`PrepaidExpenseAndOtherAssets`	$15.18M	USD	Point-in-time
Prepaid expenses and other assets	`PrepaidExpenseAndOtherAssets`	$10.82M	USD	Point-in-time
Total assets	`Assets`	$1.21B	USD	Point-in-time
Preferred stock, shares authorized (in shares)	`TemporaryEquitySharesAuthorized`	10.00M	shares	Point-in-time
Total assets	`Assets`	$944.25M	USD	Point-in-time
Total assets	`Assets`	$1.42B	USD	Point-in-time
Preferred stock, shares authorized (in shares)	`TemporaryEquitySharesAuthorized`	10.00M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$38.66M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$41.73M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$9.71M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$13.78M	USD	Point-in-time
Notes Payable, net held by VIEs	`NotesPayableToBank`	$882.61M	USD	Point-in-time
Notes Payable, net held by VIEs	`NotesPayableToBank`	$966.57M	USD	Point-in-time
Notes payable associated with structured financings, at fair value (associated with variable interest entities)	`NotesPayableAssociatedWithStructuredFinancingsFairValue`	$2.56M	USD	Point-in-time
Notes payable associated with structured financings, at fair value (associated with variable interest entities)	`NotesPayableAssociatedWithStructuredFinancingsFairValue`	$2.92M	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockNoParValue`	-	USD	Point-in-time
Convertible senior notes	`ConvertibleDebt`	$24.39M	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockNoParValue`	-	USD	Point-in-time
Convertible senior notes	`ConvertibleDebt`	$9.23M	USD	Point-in-time
Income tax liability	`TaxesPayableCurrentAndNoncurrent`	$37.21M	USD	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	150.00M	shares	Point-in-time
Income tax liability	`TaxesPayableCurrentAndNoncurrent`	$25.93M	USD	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	150.00M	shares	Point-in-time
Total liabilities	`Liabilities`	$991.35M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.06B	USD	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	16.12M	shares	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	16.64M	shares	Point-in-time
Commitments and contingencies (Note 11)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	16.64M	shares	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	16.12M	shares	Point-in-time
Commitments and contingencies (Note 11)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Own-share lending arrangement, outstanding (in shares)	`OwnshareLendingArrangementSharesOutstanding`	1.46M	shares	Point-in-time
Own-share lending arrangement, outstanding (in shares)	`OwnshareLendingArrangementSharesOutstanding`	1.46M	shares	Point-in-time
Common stock, no par value, 150,000,000 shares authorized: 16,638,161 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at June 30, 2021; and 16,115,353 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2020	`CommonStockValue`	-	USD	Point-in-time
Common stock, no par value, 150,000,000 shares authorized: 16,638,161 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at June 30, 2021; and 16,115,353 shares issued and outstanding (including 1,459,233 loaned shares to be returned) at December 31, 2020	`CommonStockValue`	-	USD	Point-in-time
Paid-in capital	`AdditionalPaidInCapitalCommonStock`	$194.95M	USD	Point-in-time
Paid-in capital	`AdditionalPaidInCapitalCommonStock`	$254.00M	USD	Point-in-time
Retained deficit	`RetainedEarningsAccumulatedDeficit`	$-117.67M	USD	Point-in-time
Retained deficit	`RetainedEarningsAccumulatedDeficit`	$-36.72M	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$217.29M	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$77.28M	USD	Point-in-time
Noncontrolling interests	`MinorityInterest`	$-868.00K	USD	Point-in-time
Noncontrolling interests	`MinorityInterest`	$-774.00K	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$216.42M	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$21.42M	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$76.51M	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$117.79M	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$335.00K	USD	Point-in-time
Total equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$2.75M	USD	Point-in-time
Total liabilities, preferred stock and shareholders' equity	`LiabilitiesAndStockholdersEquity`	$1.21B	USD	Point-in-time
Total liabilities, preferred stock and shareholders' equity	`LiabilitiesAndStockholdersEquity`	$1.42B	USD	Point-in-time

Income Statement 105 line items

Line Item	Tag	Value	Unit	Period
Consumer loans, including past due fees	`InterestAndFeeIncomeLoansConsumer`	$224.95M	USD	2 Qtrs
Consumer loans, including past due fees	`InterestAndFeeIncomeLoansConsumer`	$203.26M	USD	2 Qtrs
Consumer loans, including past due fees	`InterestAndFeeIncomeLoansConsumer`	$122.65M	USD	1 Quarter
Consumer loans, including past due fees	`InterestAndFeeIncomeLoansConsumer`	$100.11M	USD	1 Quarter
Fees and related income on earning assets	`FeesAndRelatedIncomeOnEarningAssets`	$86.57M	USD	2 Qtrs
Fees and related income on earning assets	`FeesAndRelatedIncomeOnEarningAssets`	$67.04M	USD	2 Qtrs
Fees and related income on earning assets	`FeesAndRelatedIncomeOnEarningAssets`	$49.55M	USD	1 Quarter
Fees and related income on earning assets	`FeesAndRelatedIncomeOnEarningAssets`	$32.40M	USD	1 Quarter
Other revenue	`OtherInterestAndDividendIncome`	$5.64M	USD	2 Qtrs
Other revenue	`OtherInterestAndDividendIncome`	$2.91M	USD	1 Quarter
Other revenue	`OtherInterestAndDividendIncome`	$7.31M	USD	1 Quarter
Other revenue	`OtherInterestAndDividendIncome`	$11.89M	USD	2 Qtrs
Total operating revenue	`InterestAndDividendIncomeOperating`	$179.52M	USD	1 Quarter
Total operating revenue	`InterestAndDividendIncomeOperating`	$135.42M	USD	1 Quarter
Total operating revenue	`InterestAndDividendIncomeOperating`	$275.94M	USD	2 Qtrs
Total operating revenue	`InterestAndDividendIncomeOperating`	$323.41M	USD	2 Qtrs
Other non-operating revenue	`OtherNonoperatingIncomeExpense`	$3.43M	USD	2 Qtrs
Other non-operating revenue	`OtherNonoperatingIncomeExpense`	$325.00K	USD	1 Quarter
Other non-operating revenue	`OtherNonoperatingIncomeExpense`	$315.00K	USD	2 Qtrs
Other non-operating revenue	`OtherNonoperatingIncomeExpense`	$2.59M	USD	1 Quarter
Total revenue	`Revenues`	$326.84M	USD	2 Qtrs
Total revenue	`Revenues`	$276.25M	USD	2 Qtrs
Total revenue	`Revenues`	$135.75M	USD	1 Quarter
Total revenue	`Revenues`	$182.10M	USD	1 Quarter
Interest expense	`InterestExpense`	$12.25M	USD	1 Quarter
Interest expense	`InterestExpense`	$25.84M	USD	2 Qtrs
Interest expense	`InterestExpense`	$26.09M	USD	2 Qtrs
Interest expense	`InterestExpense`	$13.79M	USD	1 Quarter
Provision for losses on loans, interest and fees receivable recorded at net realizable value	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$99.87M	USD	2 Qtrs
Provision for losses on loans, interest and fees receivable recorded at net realizable value	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$32.53M	USD	1 Quarter
Provision for losses on loans, interest and fees receivable recorded at net realizable value	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$15.23M	USD	2 Qtrs
Provision for losses on loans, interest and fees receivable recorded at net realizable value	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$11.10M	USD	1 Quarter
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue`	$-40.86M	USD	2 Qtrs
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue`	$-58.76M	USD	1 Quarter
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue`	$-25.67M	USD	1 Quarter
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue`	$-86.25M	USD	2 Qtrs
Net margin	`RevenuesNetOfInterestExpense`	$109.69M	USD	2 Qtrs
Net margin	`RevenuesNetOfInterestExpense`	$199.27M	USD	2 Qtrs
Net margin	`RevenuesNetOfInterestExpense`	$65.30M	USD	1 Quarter
Net margin	`RevenuesNetOfInterestExpense`	$98.46M	USD	1 Quarter
Salaries and benefits	`LaborAndRelatedExpense`	$14.02M	USD	2 Qtrs
Salaries and benefits	`LaborAndRelatedExpense`	$16.12M	USD	2 Qtrs
Salaries and benefits	`LaborAndRelatedExpense`	$6.51M	USD	1 Quarter
Salaries and benefits	`LaborAndRelatedExpense`	$7.88M	USD	1 Quarter
Card and loan servicing	`CostOfGoodsAndServicesSold`	$18.21M	USD	1 Quarter
Card and loan servicing	`CostOfGoodsAndServicesSold`	$31.44M	USD	2 Qtrs
Card and loan servicing	`CostOfGoodsAndServicesSold`	$35.60M	USD	2 Qtrs
Card and loan servicing	`CostOfGoodsAndServicesSold`	$15.60M	USD	1 Quarter
Marketing and solicitation	`MarketingAndAdvertisingExpense`	$13.68M	USD	1 Quarter
Marketing and solicitation	`MarketingAndAdvertisingExpense`	$10.19M	USD	1 Quarter
Marketing and solicitation	`MarketingAndAdvertisingExpense`	$19.51M	USD	2 Qtrs
Marketing and solicitation	`MarketingAndAdvertisingExpense`	$23.98M	USD	2 Qtrs
Depreciation	`DepreciationNonproduction`	$320.00K	USD	1 Quarter
Depreciation	`DepreciationNonproduction`	$632.00K	USD	2 Qtrs
Depreciation	`DepreciationNonproduction`	$320.00K	USD	1 Quarter
Depreciation	`DepreciationNonproduction`	$605.00K	USD	2 Qtrs
Other	`OtherNoninterestExpense`	$9.39M	USD	2 Qtrs
Other	`OtherNoninterestExpense`	$4.59M	USD	1 Quarter
Other	`OtherNoninterestExpense`	$5.97M	USD	1 Quarter
Other	`OtherNoninterestExpense`	$10.94M	USD	2 Qtrs
Total operating expense	`NoninterestExpense`	$74.95M	USD	2 Qtrs
Total operating expense	`NoninterestExpense`	$46.06M	USD	1 Quarter
Total operating expense	`NoninterestExpense`	$37.20M	USD	1 Quarter
Total operating expense	`NoninterestExpense`	$87.27M	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	$-13.26M	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	-	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	$-5.45M	USD	1 Quarter
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	-	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$28.09M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$46.94M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$34.74M	USD	2 Qtrs
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$98.74M	USD	2 Qtrs
Income tax expense	`IncomeTaxExpenseBenefit`	$4.97M	USD	1 Quarter
Income tax expense	`IncomeTaxExpenseBenefit`	$10.12M	USD	1 Quarter
Income tax expense	`IncomeTaxExpenseBenefit`	$6.26M	USD	2 Qtrs
Income tax expense	`IncomeTaxExpenseBenefit`	$17.89M	USD	2 Qtrs
Net income	`ProfitLoss`	$80.85M	USD	2 Qtrs
Net income	`ProfitLoss`	$36.83M	USD	1 Quarter
Net income	`ProfitLoss`	$28.48M	USD	2 Qtrs
Net income	`ProfitLoss`	$23.12M	USD	1 Quarter
Net income	`ProfitLoss`	$44.03M	USD	1 Quarter
Net loss attributable to noncontrolling interests	`NetIncomeLossAttributableToNoncontrollingInterest`	$-111.00K	USD	2 Qtrs
Net loss attributable to noncontrolling interests	`NetIncomeLossAttributableToNoncontrollingInterest`	$-50.00K	USD	1 Quarter
Net loss attributable to noncontrolling interests	`NetIncomeLossAttributableToNoncontrollingInterest`	$-98.00K	USD	2 Qtrs
Net loss attributable to noncontrolling interests	`NetIncomeLossAttributableToNoncontrollingInterest`	$-48.00K	USD	1 Quarter
Net income attributable to controlling interests	`NetIncomeLoss`	$28.59M	USD	2 Qtrs
Net income attributable to controlling interests	`NetIncomeLoss`	$36.88M	USD	1 Quarter
Net income attributable to controlling interests	`NetIncomeLoss`	$23.16M	USD	1 Quarter
Net income attributable to controlling interests	`NetIncomeLoss`	$80.95M	USD	2 Qtrs
Preferred dividends and discount accretion	`PreferredStockDividendsIncomeStatementImpact`	$4.74M	USD	1 Quarter
Preferred dividends and discount accretion	`PreferredStockDividendsIncomeStatementImpact`	$9.43M	USD	2 Qtrs
Preferred dividends and discount accretion	`PreferredStockDividendsIncomeStatementImpact`	$4.74M	USD	1 Quarter
Preferred dividends and discount accretion	`PreferredStockDividendsIncomeStatementImpact`	$7.50M	USD	2 Qtrs
Net income attributable to common shareholders	`NetIncomeLossAvailableToCommonStockholdersBasic`	$21.09M	USD	2 Qtrs
Net income attributable to common shareholders	`NetIncomeLossAvailableToCommonStockholdersBasic`	$18.43M	USD	1 Quarter
Net income attributable to common shareholders	`NetIncomeLossAvailableToCommonStockholdersBasic`	$71.53M	USD	2 Qtrs
Net income attributable to common shareholders	`NetIncomeLossAvailableToCommonStockholdersBasic`	$32.14M	USD	1 Quarter
Net income attributable to common shareholders per common sharebasic (in dollars per share)	`EarningsPerShareBasic`	$1.28	USD	1 Quarter
Net income attributable to common shareholders per common sharebasic (in dollars per share)	`EarningsPerShareBasic`	$1.46	USD	2 Qtrs
Net income attributable to common shareholders per common sharebasic (in dollars per share)	`EarningsPerShareBasic`	$4.74	USD	2 Qtrs
Net income attributable to common shareholders per common sharebasic (in dollars per share)	`EarningsPerShareBasic`	$2.12	USD	1 Quarter
Net income attributable to common shareholders per common sharediluted (in dollars per share)	`EarningsPerShareDiluted`	$1.12	USD	2 Qtrs
Net income attributable to common shareholders per common sharediluted (in dollars per share)	`EarningsPerShareDiluted`	$1.56	USD	1 Quarter
Net income attributable to common shareholders per common sharediluted (in dollars per share)	`EarningsPerShareDiluted`	$0.93	USD	1 Quarter
Net income attributable to common shareholders per common sharediluted (in dollars per share)	`EarningsPerShareDiluted`	$3.47	USD	2 Qtrs

Cash Flow Statement 92 line items

Line Item	Tag	Value	Unit	Period
Net income	`ProfitLoss`	$80.85M	USD	2 Qtrs
Net income	`ProfitLoss`	$36.83M	USD	1 Quarter
Net income	`ProfitLoss`	$28.48M	USD	2 Qtrs
Net income	`ProfitLoss`	$23.12M	USD	1 Quarter
Net income	`ProfitLoss`	$44.03M	USD	1 Quarter
Depreciation, amortization and accretion, net	`DepreciationDepletionAndAmortization`	$1.73M	USD	2 Qtrs
Depreciation, amortization and accretion, net	`DepreciationDepletionAndAmortization`	$3.96M	USD	2 Qtrs
Provision for losses on loans, interest and fees receivable	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$99.87M	USD	2 Qtrs
Provision for losses on loans, interest and fees receivable	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$32.53M	USD	1 Quarter
Provision for losses on loans, interest and fees receivable	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$15.23M	USD	2 Qtrs
Provision for losses on loans, interest and fees receivable	`ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue`	$11.10M	USD	1 Quarter
Interest expense from accretion of discount on notes	`AmortizationOfDebtDiscountPremium`	$435.00K	USD	2 Qtrs
Interest expense from accretion of discount on notes	`AmortizationOfDebtDiscountPremium`	$288.00K	USD	2 Qtrs
Income from accretion of merchant fees and discount associated with receivables purchases	`AccretionAmortizationOfDiscountsAndPremiumsInvestments`	$66.53M	USD	2 Qtrs
Income from accretion of merchant fees and discount associated with receivables purchases	`AccretionAmortizationOfDiscountsAndPremiumsInvestments`	$50.41M	USD	2 Qtrs
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue`	$-40.86M	USD	2 Qtrs
Changes in fair value of loans, interest and fees receivable and notes payable associated with structured financings recorded at fair value	`UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue`	$-86.25M	USD	2 Qtrs
Amortization of deferred loan costs	`AmortizationOfDeferredLoanOriginationFeesNet`	$-2.93M	USD	2 Qtrs
Amortization of deferred loan costs	`AmortizationOfDeferredLoanOriginationFeesNet`	$-2.58M	USD	2 Qtrs
Income from equity-method investments	`IncomeLossFromEquityMethodInvestments`	$13.00K	USD	2 Qtrs
Income from equity-method investments	`IncomeLossFromEquityMethodInvestments`	$8.00K	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	$-13.26M	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	-	USD	2 Qtrs
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	$-5.45M	USD	1 Quarter
Loss on repurchase of convertible senior notes	`GainsLossesOnExtinguishmentOfDebt`	-	USD	1 Quarter
Deferred stock-based compensation costs	`ShareBasedCompensation`	$1.23M	USD	2 Qtrs
Deferred stock-based compensation costs	`ShareBasedCompensation`	$649.00K	USD	2 Qtrs
Lease liability payments	`OperatingLeasePayments`	$2.56M	USD	1 Quarter
Lease liability payments	`OperatingLeasePayments`	$2.62M	USD	1 Quarter
Lease liability payments	`OperatingLeasePayments`	$5.10M	USD	2 Qtrs
Lease liability payments	`OperatingLeasePayments`	$5.20M	USD	2 Qtrs
Increase in uncollected fees on earning assets	`IncreaseDecreaseInAccruedInterestReceivableNet`	$36.64M	USD	2 Qtrs
Increase in uncollected fees on earning assets	`IncreaseDecreaseInAccruedInterestReceivableNet`	$19.85M	USD	2 Qtrs
Increase in income tax liability	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$5.98M	USD	2 Qtrs
Increase in income tax liability	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$11.28M	USD	2 Qtrs
Decrease in accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-10.61M	USD	2 Qtrs
Decrease in accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-769.00K	USD	2 Qtrs
Other	`IncreaseDecreaseInOtherOperatingAssets`	$-3.39M	USD	2 Qtrs
Other	`IncreaseDecreaseInOtherOperatingAssets`	$-4.35M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$83.96M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$124.52M	USD	2 Qtrs
Proceeds from equity-method investee	`EquityMethodInvestmentDividendsOrDistributions`	$546.00K	USD	2 Qtrs
Proceeds from equity-method investee	`EquityMethodInvestmentDividendsOrDistributions`	$390.00K	USD	2 Qtrs
Proceeds from recoveries on charged off receivables	`ProceedsFromSaleAndCollectionOfReceivables`	$8.89M	USD	2 Qtrs
Proceeds from recoveries on charged off receivables	`ProceedsFromSaleAndCollectionOfReceivables`	$6.63M	USD	2 Qtrs
Investments in earning assets	`PaymentsForProceedsFromOtherLoansAndLeases`	$570.65M	USD	2 Qtrs
Investments in earning assets	`PaymentsForProceedsFromOtherLoansAndLeases`	$895.29M	USD	2 Qtrs
Proceeds from earning assets	`ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment`	$494.47M	USD	2 Qtrs
Proceeds from earning assets	`ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment`	$728.53M	USD	2 Qtrs
Purchases and development of property, net of disposals	`PaymentsToAcquirePropertyPlantAndEquipment`	$95.00K	USD	2 Qtrs
Purchases and development of property, net of disposals	`PaymentsToAcquirePropertyPlantAndEquipment`	$714.00K	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-159.83M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-67.45M	USD	2 Qtrs
Noncontrolling interests contributions	`ProceedsFromMinorityShareholders`	$4.00K	USD	2 Qtrs
Noncontrolling interests contributions	`ProceedsFromMinorityShareholders`	$50.00M	USD	2 Qtrs
Proceeds from issuance of Series B preferred stock, net of issuance costs	`ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet`	$66.15M	USD	2 Qtrs
Proceeds from issuance of Series B preferred stock, net of issuance costs	`ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet`	-	USD	2 Qtrs
Preferred dividends	`PaymentsOfDividendsPreferredStockAndPreferenceStock`	$9.32M	USD	2 Qtrs
Preferred dividends	`PaymentsOfDividendsPreferredStockAndPreferenceStock`	$4.19M	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$1.70M	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$121.00K	USD	2 Qtrs
Purchase and retirement of outstanding stock	`PaymentsForRepurchaseOfCommonStock`	$601.00K	USD	2 Qtrs
Purchase and retirement of outstanding stock	`PaymentsForRepurchaseOfCommonStock`	$671.00K	USD	2 Qtrs
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$430.53M	USD	2 Qtrs
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$250.00M	USD	Point-in-time
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$200.00M	USD	Point-in-time
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$300.00M	USD	Point-in-time
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$104.21M	USD	2 Qtrs
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$200.00M	USD	Point-in-time
Proceeds from borrowings	`ProceedsFromIssuanceOfLongTermDebt`	$100.00M	USD	Point-in-time
Repayment of borrowings	`RepaymentsOfLongTermDebt`	$378.36M	USD	2 Qtrs
Repayment of borrowings	`RepaymentsOfLongTermDebt`	$164.28M	USD	2 Qtrs
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-14.81M	USD	2 Qtrs
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$110.09M	USD	2 Qtrs
Effect of exchange rate changes on cash	`EffectOfExchangeRateOnCashAndCashEquivalents`	$10.00K	USD	2 Qtrs
Effect of exchange rate changes on cash	`EffectOfExchangeRateOnCashAndCashEquivalents`	$-44.00K	USD	2 Qtrs
Net increase in cash and cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$74.79M	USD	2 Qtrs
Net increase in cash and cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$1.65M	USD	2 Qtrs
Cash and cash equivalents and restricted cash at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$258.96M	USD	Point-in-time
Cash and cash equivalents and restricted cash at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$333.75M	USD	Point-in-time
Cash and cash equivalents and restricted cash at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$176.39M	USD	Point-in-time
Cash and cash equivalents and restricted cash at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.04M	USD	Point-in-time
Cash and cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$258.96M	USD	Point-in-time
Cash and cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$333.75M	USD	Point-in-time
Cash and cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$176.39M	USD	Point-in-time
Cash and cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.04M	USD	Point-in-time
Cash paid for interest	`InterestPaidNet`	$23.15M	USD	2 Qtrs
Cash paid for interest	`InterestPaidNet`	$23.80M	USD	2 Qtrs
Net cash income tax payments	`IncomeTaxesPaidNet`	$276.00K	USD	2 Qtrs
Net cash income tax payments	`IncomeTaxesPaidNet`	$6.61M	USD	2 Qtrs
(Decrease) increase in accrued and unpaid preferred dividends	`ChangeInAccruedAndUnpaidPreferredDividends`	$-50.00K	USD	2 Qtrs
(Decrease) increase in accrued and unpaid preferred dividends	`ChangeInAccruedAndUnpaidPreferredDividends`	$3.16M	USD	2 Qtrs

Stockholders Equity 52 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$216.42M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$21.42M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$76.51M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$117.79M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$335.00K	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$2.75M	USD	Point-in-time
Accretion of discount associated with issuance of subsidiary equity	`AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary`	$-75.00K	USD	1 Quarter
Accretion of discount associated with issuance of subsidiary equity	`AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary`	$-75.00K	USD	1 Quarter
Accretion of discount associated with issuance of subsidiary equity	`AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary`	$-75.00K	USD	1 Quarter
Accretion of discount associated with issuance of subsidiary equity	`AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary`	$-75.00K	USD	1 Quarter
Preferred dividends	`AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings`	$4.66M	USD	1 Quarter
Preferred dividends	`AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings`	$4.66M	USD	1 Quarter
Preferred dividends	`AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings`	$2.68M	USD	1 Quarter
Preferred dividends	`AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings`	$4.61M	USD	1 Quarter
Stock option exercises and proceeds related thereto (in shares)	`StockIssuedDuringPeriodSharesStockOptionsExercised`	495,733.00	shares	2 Qtrs
Stock option exercises and proceeds related thereto	`StockIssuedDuringPeriodValueStockOptionsExercised`	$6.00K	USD	1 Quarter
Stock option exercises and proceeds related thereto	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.00K	USD	1 Quarter
Stock option exercises and proceeds related thereto	`StockIssuedDuringPeriodValueStockOptionsExercised`	$114.00K	USD	1 Quarter
Stock option exercises and proceeds related thereto	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.70M	USD	1 Quarter
Compensatory stock issuances, net of forfeitures	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	-	USD	1 Quarter
Compensatory stock issuances, net of forfeitures	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	-	USD	1 Quarter
Compensatory stock issuances, net of forfeitures	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	-	USD	1 Quarter
Deferred stock-based compensation costs	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$281.00K	USD	1 Quarter
Deferred stock-based compensation costs	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$687.00K	USD	1 Quarter
Deferred stock-based compensation costs	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$545.00K	USD	1 Quarter
Deferred stock-based compensation costs	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$368.00K	USD	1 Quarter
Redemption and retirement of shares (in shares)	`StockRepurchasedAndRetiredDuringPeriodShares`	8,747.00	shares	1 Quarter
Redemption and retirement of shares (in shares)	`StockRepurchasedAndRetiredDuringPeriodShares`	10,999.00	shares	1 Quarter
Redemption and retirement of shares (in shares)	`StockRepurchasedAndRetiredDuringPeriodShares`	85,723.00	shares	2 Qtrs
Redemption and retirement of shares (in shares)	`StockRepurchasedAndRetiredDuringPeriodShares`	18,675.00	shares	2 Qtrs
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$601.00K	USD	2 Qtrs
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$297.00K	USD	1 Quarter
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$559.00K	USD	1 Quarter
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$112.00K	USD	1 Quarter
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$304.00K	USD	1 Quarter
Redemption and retirement of shares	`StockRepurchasedAndRetiredDuringPeriodValue`	$671.00K	USD	2 Qtrs
Net income	`ProfitLoss`	$80.85M	USD	2 Qtrs
Net income	`ProfitLoss`	$36.83M	USD	1 Quarter
Net income	`ProfitLoss`	$28.48M	USD	2 Qtrs
Net income	`ProfitLoss`	$23.12M	USD	1 Quarter
Net income	`ProfitLoss`	$44.03M	USD	1 Quarter
Issuance of series B preferred stock, net	`StockIssuedDuringPeriodValueNewIssues`	$66.15M	USD	1 Quarter
Contributions by owners of noncontrolling interests	`NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance`	-	USD	1 Quarter
Contributions by owners of noncontrolling interests	`NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance`	$4.00K	USD	1 Quarter
Comprehensive income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$23.12M	USD	1 Quarter
Comprehensive income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$5.36M	USD	1 Quarter
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$216.42M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$21.42M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$76.51M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$117.79M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$335.00K	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$2.75M	USD	Point-in-time

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.