10-Q Filing

METROPOLITAN BANK HOLDING CORP. CIK: 1476034 Q3 2020

Filing Information

Form Type	10-Q
Accession Number	`0001558370-20-012568`
Period End Date	20200930
Filing Date	20201104
Fiscal Year	2020
Fiscal Period	Q3
XBRL Instance	mcb-20200930x10q_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 83 Income Statement 120 Cash Flow Statement 82 Stockholders Equity 29 Comprehensive Income 33

Balance Sheet 83 line items

Line Item	Tag	Value	Unit	Period
Securities held to maturity	`HeldToMaturitySecuritiesFairValue`	$3.12M	USD	Point-in-time
Securities held to maturity	`HeldToMaturitySecuritiesFairValue`	$3.71M	USD	Point-in-time
Cash and due from banks	`CashAndDueFromBanks`	$8.99M	USD	Point-in-time
Cash and due from banks	`CashAndDueFromBanks`	$8.12M	USD	Point-in-time
Overnight deposits	`OvernightDeposits`	$758.91M	USD	Point-in-time
Overnight deposits	`OvernightDeposits`	$381.10M	USD	Point-in-time
Total cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$389.22M	USD	Point-in-time
Total cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$767.90M	USD	Point-in-time
Investment securities available for sale, at fair value	`AvailableForSaleSecuritiesDebtSecurities`	$234.94M	USD	Point-in-time
Investment securities available for sale, at fair value	`AvailableForSaleSecuritiesDebtSecurities`	$182.33M	USD	Point-in-time
Investment securities held to maturity (estimated fair value of $3,124 and $3,712 at September 30, 2020 and December 31, 2019 respectively)	`HeldToMaturitySecurities`	$3.72M	USD	Point-in-time
Common stock, par value	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Common stock, par value	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Investment securities held to maturity (estimated fair value of $3,124 and $3,712 at September 30, 2020 and December 31, 2019 respectively)	`HeldToMaturitySecurities`	$3.05M	USD	Point-in-time
Equity investment securities	`EquityMethodInvestmentsFairValueDisclosure`	$2.22M	USD	Point-in-time
Equity investment securities	`EquityMethodInvestmentsFairValueDisclosure`	$2.31M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	25.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	25.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	8.31M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	8.29M	shares	Point-in-time
Total securities	`DebtSecuritiesAvailableForSaleAndHeldToMaturity`	$240.89M	USD	Point-in-time
Total securities	`DebtSecuritiesAvailableForSaleAndHeldToMaturity`	$187.69M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	8.29M	shares	Point-in-time
Other investments	`OtherInvestments`	$21.44M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	8.31M	shares	Point-in-time
Other investments	`OtherInvestments`	$11.10M	USD	Point-in-time
Loans, net of deferred fees and unamortized costs	`LoansAndLeasesReceivableNetOfDeferredIncome`	$2.67B	USD	Point-in-time
Loans, net of deferred fees and unamortized costs	`LoansAndLeasesReceivableNetOfDeferredIncome`	$2.99B	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$24.44M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$33.61M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$18.94M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$26.27M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$22.71M	USD	Point-in-time
Net loans	`LoansAndLeasesReceivableNetReportedAmount`	$2.96B	USD	Point-in-time
Net loans	`LoansAndLeasesReceivableNetReportedAmount`	$2.65B	USD	Point-in-time
Receivable from prepaid card programs, net	`OtherReceivables`	$31.24M	USD	Point-in-time
Receivable from prepaid card programs, net	`OtherReceivables`	$11.58M	USD	Point-in-time
Accrued interest receivable	`InterestReceivable`	$12.52M	USD	Point-in-time
Accrued interest receivable	`InterestReceivable`	$8.86M	USD	Point-in-time
Premises and equipment, net	`PropertyPlantAndEquipmentNet`	$12.10M	USD	Point-in-time
Premises and equipment, net	`PropertyPlantAndEquipmentNet`	$15.91M	USD	Point-in-time
Prepaid expenses and other assets	`PrepaidExpenseAndOtherAssets`	$17.07M	USD	Point-in-time
Prepaid expenses and other assets	`PrepaidExpenseAndOtherAssets`	$9.72M	USD	Point-in-time
Goodwill	`Goodwill`	$9.73M	USD	Point-in-time
Goodwill	`Goodwill`	$9.73M	USD	Point-in-time
Total assets	`Assets`	$4.00B	USD	Point-in-time
Total assets	`Assets`	$3.36B	USD	Point-in-time
Noninterest-bearing demand deposits	`NoninterestBearingDepositLiabilities`	$1.09B	USD	Point-in-time
Noninterest-bearing demand deposits	`NoninterestBearingDepositLiabilities`	$1.55B	USD	Point-in-time
Interest-bearing deposits	`InterestBearingDepositLiabilities`	$1.97B	USD	Point-in-time
Interest-bearing deposits	`InterestBearingDepositLiabilities`	$1.70B	USD	Point-in-time
Total deposits	`Deposits`	$2.79B	USD	Point-in-time
Total deposits	`Deposits`	$3.53B	USD	Point-in-time
Federal Home Loan Bank of New York advances	`AdvancesFromFederalHomeLoanBanks`	$144.00M	USD	Point-in-time
Trust preferred securities	`JuniorSubordinatedNotes`	$20.62M	USD	Point-in-time
Trust preferred securities	`JuniorSubordinatedNotes`	$20.62M	USD	Point-in-time
Subordinated debt, net of issuance cost	`SubordinatedDebt`	$24.64M	USD	Point-in-time
Subordinated debt, net of issuance cost	`SubordinatedDebt`	$24.60M	USD	Point-in-time
Secured borrowing	`SecuredDebt`	$32.22M	USD	Point-in-time
Secured borrowing	`SecuredDebt`	$42.97M	USD	Point-in-time
Accounts payable, accrued expenses and other liabilities	`AccountsPayableAndOtherAccruedLiabilities`	$37.01M	USD	Point-in-time
Accounts payable, accrued expenses and other liabilities	`AccountsPayableAndOtherAccruedLiabilities`	$23.56M	USD	Point-in-time
Accrued interest payable	`InterestPayableCurrentAndNoncurrent`	$479.00K	USD	Point-in-time
Accrued interest payable	`InterestPayableCurrentAndNoncurrent`	$1.23M	USD	Point-in-time
Prepaid third-party debit cardholder balances	`OtherLiabilities`	$10.70M	USD	Point-in-time
Prepaid third-party debit cardholder balances	`OtherLiabilities`	$30.57M	USD	Point-in-time
Total liabilities	`Liabilities`	$3.06B	USD	Point-in-time
Total liabilities	`Liabilities`	$3.67B	USD	Point-in-time
Common stock, $0.01 par value, 25,000,000 shares authorized, 8,289,479 and 8,312,918 shares issued and outstanding at September 30, 2020 and December 31, 2019, respectively	`CommonStockValue`	$82.00K	USD	Point-in-time
Common stock, $0.01 par value, 25,000,000 shares authorized, 8,289,479 and 8,312,918 shares issued and outstanding at September 30, 2020 and December 31, 2019, respectively	`CommonStockValue`	$82.00K	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapital`	$216.47M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapital`	$218.36M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$109.06M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$81.36M	USD	Point-in-time
Accumulated other comprehensive gain, net of tax effect	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$1.21M	USD	Point-in-time
Accumulated other comprehensive gain, net of tax effect	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$1.08M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$299.12M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$291.00M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$328.58M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$281.33M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$317.17M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$3.36B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$4.00B	USD	Point-in-time

Income Statement 120 line items

Line Item	Tag	Value	Unit	Period
Loans, including fees	`InterestAndFeeIncomeLoansAndLeases`	$34.84M	USD	1 Quarter
Loans, including fees	`InterestAndFeeIncomeLoansAndLeases`	$31.21M	USD	1 Quarter
Loans, including fees	`InterestAndFeeIncomeLoansAndLeases`	$100.66M	USD	3 Qtrs
Loans, including fees	`InterestAndFeeIncomeLoansAndLeases`	$84.28M	USD	3 Qtrs
Taxable	`InterestIncomeSecuritiesTaxable`	$2.16M	USD	3 Qtrs
Taxable	`InterestIncomeSecuritiesTaxable`	$1.55M	USD	1 Quarter
Taxable	`InterestIncomeSecuritiesTaxable`	$606.00K	USD	1 Quarter
Taxable	`InterestIncomeSecuritiesTaxable`	$2.62M	USD	3 Qtrs
Tax-exempt	`InterestIncomeSecuritiesTaxExempt`	$11.00K	USD	3 Qtrs
Money market funds	`InterestIncomeMoneyMarketDeposits`	$34.00K	USD	3 Qtrs
Money market funds	`InterestIncomeMoneyMarketDeposits`	$112.00K	USD	3 Qtrs
Money market funds	`InterestIncomeMoneyMarketDeposits`	$38.00K	USD	1 Quarter
Overnight deposits	`InterestEarnedOnOvernightDeposit`	$2.27M	USD	3 Qtrs
Overnight deposits	`InterestEarnedOnOvernightDeposit`	$299.00K	USD	1 Quarter
Overnight deposits	`InterestEarnedOnOvernightDeposit`	$5.96M	USD	3 Qtrs
Overnight deposits	`InterestEarnedOnOvernightDeposit`	$2.44M	USD	1 Quarter
Other interest and dividends	`OtherInterestAndDividendIncome`	$666.00K	USD	3 Qtrs
Other interest and dividends	`OtherInterestAndDividendIncome`	$796.00K	USD	3 Qtrs
Other interest and dividends	`OtherInterestAndDividendIncome`	$260.00K	USD	1 Quarter
Other interest and dividends	`OtherInterestAndDividendIncome`	$196.00K	USD	1 Quarter
Total interest income	`InterestAndDividendIncomeOperating`	$106.24M	USD	3 Qtrs
Total interest income	`InterestAndDividendIncomeOperating`	$93.31M	USD	3 Qtrs
Total interest income	`InterestAndDividendIncomeOperating`	$35.95M	USD	1 Quarter
Total interest income	`InterestAndDividendIncomeOperating`	$35.50M	USD	1 Quarter
Deposits	`InterestExpenseDeposits`	$11.36M	USD	3 Qtrs
Deposits	`InterestExpenseDeposits`	$18.46M	USD	3 Qtrs
Deposits	`InterestExpenseDeposits`	$2.68M	USD	1 Quarter
Deposits	`InterestExpenseDeposits`	$7.88M	USD	1 Quarter
Borrowed funds	`InterestExpenseFederalFundsPurchased`	$423.00K	USD	1 Quarter
Borrowed funds	`InterestExpenseFederalFundsPurchased`	$1.74M	USD	3 Qtrs
Borrowed funds	`InterestExpenseFederalFundsPurchased`	$943.00K	USD	1 Quarter
Borrowed funds	`InterestExpenseFederalFundsPurchased`	$3.37M	USD	3 Qtrs
Trust preferred securities interest expense	`InterestExpenseTrustPreferredSecurities`	$214.00K	USD	1 Quarter
Trust preferred securities interest expense	`InterestExpenseTrustPreferredSecurities`	$112.00K	USD	1 Quarter
Trust preferred securities interest expense	`InterestExpenseTrustPreferredSecurities`	$461.00K	USD	3 Qtrs
Trust preferred securities interest expense	`InterestExpenseTrustPreferredSecurities`	$699.00K	USD	3 Qtrs
Subordinated debt interest expense	`InterestExpenseSubordinatedNotesAndDebentures`	$1.21M	USD	3 Qtrs
Subordinated debt interest expense	`InterestExpenseSubordinatedNotesAndDebentures`	$405.00K	USD	1 Quarter
Subordinated debt interest expense	`InterestExpenseSubordinatedNotesAndDebentures`	$405.00K	USD	1 Quarter
Subordinated debt interest expense	`InterestExpenseSubordinatedNotesAndDebentures`	$1.22M	USD	3 Qtrs
Total interest expense	`InterestExpense`	$3.62M	USD	1 Quarter
Total interest expense	`InterestExpense`	$23.75M	USD	3 Qtrs
Total interest expense	`InterestExpense`	$9.44M	USD	1 Quarter
Total interest expense	`InterestExpense`	$14.78M	USD	3 Qtrs
Net interest income	`InterestIncomeExpenseNet`	$69.57M	USD	3 Qtrs
Net interest income	`InterestIncomeExpenseNet`	$32.32M	USD	1 Quarter
Net interest income	`InterestIncomeExpenseNet`	$26.05M	USD	1 Quarter
Net interest income	`InterestIncomeExpenseNet`	$91.45M	USD	3 Qtrs
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$1.14M	USD	1 Quarter
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$2.00M	USD	1 Quarter
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$7.69M	USD	3 Qtrs
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$1.92M	USD	3 Qtrs
Net interest income after provision for loan losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$24.05M	USD	1 Quarter
Net interest income after provision for loan losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$67.64M	USD	3 Qtrs
Net interest income after provision for loan losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$31.19M	USD	1 Quarter
Net interest income after provision for loan losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$83.76M	USD	3 Qtrs
Service charges on deposit accounts	`DepositorAccountsFeesAndCommissions`	$2.58M	USD	3 Qtrs
Service charges on deposit accounts	`DepositorAccountsFeesAndCommissions`	$863.00K	USD	1 Quarter
Service charges on deposit accounts	`DepositorAccountsFeesAndCommissions`	$2.75M	USD	3 Qtrs
Service charges on deposit accounts	`DepositorAccountsFeesAndCommissions`	$852.00K	USD	1 Quarter
Prepaid third-party debit card income	`PrepaidThirdPartyDebitCardIncome`	$6.30M	USD	3 Qtrs
Prepaid third-party debit card income	`PrepaidThirdPartyDebitCardIncome`	$2.57M	USD	1 Quarter
Prepaid third-party debit card income	`PrepaidThirdPartyDebitCardIncome`	$4.16M	USD	3 Qtrs
Prepaid third-party debit card income	`PrepaidThirdPartyDebitCardIncome`	$1.48M	USD	1 Quarter
Other service charges and fees	`OtherFeesAndCommissions`	$349.00K	USD	1 Quarter
Other service charges and fees	`OtherFeesAndCommissions`	$940.00K	USD	3 Qtrs
Other service charges and fees	`OtherFeesAndCommissions`	$202.00K	USD	1 Quarter
Other service charges and fees	`OtherFeesAndCommissions`	$1.24M	USD	3 Qtrs
Unrealized gain on equity securities	`EquitySecuritiesFvNiUnrealizedGain`	$87.00K	USD	3 Qtrs
Unrealized gain on equity securities	`EquitySecuritiesFvNiUnrealizedGain`	$55.00K	USD	3 Qtrs
Unrealized gain on equity securities	`EquitySecuritiesFvNiUnrealizedGain`	$17.00K	USD	1 Quarter
Gain on sale of securities	`AvailableForSaleDebtSecuritiesGrossUnrealizedGain`	$3.29M	USD	3 Qtrs
Total non-interest income	`NoninterestIncomeOtherOperatingIncome`	$3.64M	USD	1 Quarter
Total non-interest income	`NoninterestIncomeOtherOperatingIncome`	$13.63M	USD	3 Qtrs
Total non-interest income	`NoninterestIncomeOtherOperatingIncome`	$7.77M	USD	3 Qtrs
Total non-interest income	`NoninterestIncomeOtherOperatingIncome`	$2.70M	USD	1 Quarter
Compensation and benefits	`LaborAndRelatedExpense`	$29.96M	USD	3 Qtrs
Compensation and benefits	`LaborAndRelatedExpense`	$23.29M	USD	3 Qtrs
Compensation and benefits	`LaborAndRelatedExpense`	$7.88M	USD	1 Quarter
Compensation and benefits	`LaborAndRelatedExpense`	$9.94M	USD	1 Quarter
Bank premises and equipment	`OccupancyNet`	$2.11M	USD	1 Quarter
Bank premises and equipment	`OccupancyNet`	$1.79M	USD	1 Quarter
Bank premises and equipment	`OccupancyNet`	$6.50M	USD	3 Qtrs
Bank premises and equipment	`OccupancyNet`	$4.47M	USD	3 Qtrs
Professional fees	`ProfessionalFees`	$1.22M	USD	1 Quarter
Professional fees	`ProfessionalFees`	$906.00K	USD	1 Quarter
Professional fees	`ProfessionalFees`	$2.62M	USD	3 Qtrs
Professional fees	`ProfessionalFees`	$3.06M	USD	3 Qtrs
Licensing fees and technology costs	`LicensingFeesAndTechnologyCosts`	$10.23M	USD	3 Qtrs
Licensing fees and technology costs	`LicensingFeesAndTechnologyCosts`	$7.53M	USD	3 Qtrs
Licensing fees and technology costs	`LicensingFeesAndTechnologyCosts`	$3.53M	USD	1 Quarter
Licensing fees and technology costs	`LicensingFeesAndTechnologyCosts`	$2.96M	USD	1 Quarter
Other expenses	`OtherNoninterestExpense`	$5.01M	USD	3 Qtrs
Other expenses	`OtherNoninterestExpense`	$6.98M	USD	3 Qtrs
Other expenses	`OtherNoninterestExpense`	$2.69M	USD	1 Quarter
Other expenses	`OtherNoninterestExpense`	$1.40M	USD	1 Quarter
Total non-interest expense	`NoninterestExpense`	$18.93M	USD	1 Quarter
Total non-interest expense	`NoninterestExpense`	$42.91M	USD	3 Qtrs
Total non-interest expense	`NoninterestExpense`	$56.73M	USD	3 Qtrs
Total non-interest expense	`NoninterestExpense`	$15.49M	USD	1 Quarter
Net income before income tax expense	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$15.89M	USD	1 Quarter
Net income before income tax expense	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$40.66M	USD	3 Qtrs
Net income before income tax expense	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$32.50M	USD	3 Qtrs
Net income before income tax expense	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$11.25M	USD	1 Quarter
Income tax expense	`IncomeTaxExpenseBenefit`	$3.57M	USD	1 Quarter
Income tax expense	`IncomeTaxExpenseBenefit`	$10.23M	USD	3 Qtrs
Income tax expense	`IncomeTaxExpenseBenefit`	$12.97M	USD	3 Qtrs
Income tax expense	`IncomeTaxExpenseBenefit`	$5.11M	USD	1 Quarter
Net income	`NetIncomeLoss`	$22.27M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$10.78M	USD	1 Quarter
Net income	`NetIncomeLoss`	$27.69M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.68M	USD	1 Quarter
Basic earnings per common share (in dollars per share)	`EarningsPerShareBasic`	$1.30	USD	1 Quarter
Basic earnings per common share (in dollars per share)	`EarningsPerShareBasic`	$3.34	USD	3 Qtrs
Basic earnings per common share (in dollars per share)	`EarningsPerShareBasic`	$0.92	USD	1 Quarter
Basic earnings per common share (in dollars per share)	`EarningsPerShareBasic`	$2.69	USD	3 Qtrs
Diluted earnings per common share (in dollars per share)	`EarningsPerShareDiluted`	$0.90	USD	1 Quarter
Diluted earnings per common share (in dollars per share)	`EarningsPerShareDiluted`	$3.27	USD	3 Qtrs
Diluted earnings per common share (in dollars per share)	`EarningsPerShareDiluted`	$2.63	USD	3 Qtrs
Diluted earnings per common share (in dollars per share)	`EarningsPerShareDiluted`	$1.27	USD	1 Quarter

Cash Flow Statement 82 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$22.27M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$10.78M	USD	1 Quarter
Net income	`NetIncomeLoss`	$27.69M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.68M	USD	1 Quarter
Net depreciation amortization and accretion	`DepreciationAmortizationAndAccretionNet`	$4.18M	USD	3 Qtrs
Net depreciation amortization and accretion	`DepreciationAmortizationAndAccretionNet`	$1.59M	USD	3 Qtrs
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$1.14M	USD	1 Quarter
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$2.00M	USD	1 Quarter
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$7.69M	USD	3 Qtrs
Provision for loan losses	`ProvisionForLoanAndLeaseLosses`	$1.92M	USD	3 Qtrs
Net change in deferred loan fees	`IncreaseDecreaseInLoansDeferredIncome`	$-2.54M	USD	3 Qtrs
Net change in deferred loan fees	`IncreaseDecreaseInLoansDeferredIncome`	$-278.00K	USD	3 Qtrs
Income taxes	`DeferredIncomeTaxExpenseBenefitAndTaxOnOtherComprehensiveIncomeAdjustments`	$43.00K	USD	3 Qtrs
Gain on sale of available-for-sale securities	`DebtSecuritiesAvailableForSaleRealizedGainLossExcludingOtherThanTemporaryImpairment`	$3.29M	USD	3 Qtrs
Employee and non-employee stock-based expense	`StockOptionPlanExpenseTwo`	$2.49M	USD	3 Qtrs
Employee and non-employee stock-based expense	`StockOptionPlanExpenseTwo`	$2.28M	USD	3 Qtrs
Gain on sale of loans	`GainLossOnSalesOfLoansNet`	$18.00K	USD	3 Qtrs
Dividends earned on CRA fund	`DividendIncomeEquitySecuritiesOperating`	$32.00K	USD	3 Qtrs
Dividends earned on CRA fund	`DividendIncomeEquitySecuritiesOperating`	$25.00K	USD	3 Qtrs
Unrealized gain/loss of equity securities	`EquitySecuritiesFvNiUnrealizedGainLoss`	$55.00K	USD	3 Qtrs
Unrealized gain/loss of equity securities	`EquitySecuritiesFvNiUnrealizedGainLoss`	$87.00K	USD	3 Qtrs
Accrued interest receivable	`IncreaseDecreaseInAccruedInterestReceivableNet`	$3.66M	USD	3 Qtrs
Accrued interest receivable	`IncreaseDecreaseInAccruedInterestReceivableNet`	$2.77M	USD	3 Qtrs
Accounts payable, accrued expenses and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$22.63M	USD	3 Qtrs
Accounts payable, accrued expenses and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$13.46M	USD	3 Qtrs
Prepaid third-party debit cardholder balances	`IncreaseDecreaseInDebitCardReceivables`	$-8.04M	USD	3 Qtrs
Prepaid third-party debit cardholder balances	`IncreaseDecreaseInDebitCardReceivables`	$-19.87M	USD	3 Qtrs
Accrued interest payable	`IncreaseDecreaseInInterestPayableNet`	$-750.00K	USD	3 Qtrs
Accrued interest payable	`IncreaseDecreaseInInterestPayableNet`	$324.00K	USD	3 Qtrs
Receivable from prepaid card programs, net	`IncreaseDecreaseInOtherReceivables`	$8.04M	USD	3 Qtrs
Receivable from prepaid card programs, net	`IncreaseDecreaseInOtherReceivables`	$19.66M	USD	3 Qtrs
Prepaid expenses and other assets	`IncreaseDecreaseInPrepaidExpensesOther`	$-8.24M	USD	3 Qtrs
Prepaid expenses and other assets	`IncreaseDecreaseInPrepaidExpensesOther`	$153.00K	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$56.48M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$50.52M	USD	3 Qtrs
Loan originations, purchases and payments, net of recoveries	`PaymentsToAcquireLoansAndLeasesHeldForInvestment`	$632.20M	USD	3 Qtrs
Loan originations, purchases and payments, net of recoveries	`PaymentsToAcquireLoansAndLeasesHeldForInvestment`	$327.19M	USD	3 Qtrs
Proceeds from loans sold	`ProceedsFromIssuanceOfDebt`	$9.97M	USD	3 Qtrs
Redemptions of other investments	`ProceedsFromSaleOfOtherInvestments`	$12.35M	USD	3 Qtrs
Redemptions of other investments	`ProceedsFromSaleOfOtherInvestments`	$11.48M	USD	3 Qtrs
Purchases of other investments	`PaymentsToAcquireOtherInvestments`	$10.99M	USD	3 Qtrs
Purchases of other investments	`PaymentsToAcquireOtherInvestments`	$1.14M	USD	3 Qtrs
Purchase of securities available for sale	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$127.73M	USD	3 Qtrs
Purchase of securities available for sale	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$226.86M	USD	3 Qtrs
Proceeds from calls of securities available for sale	`ProceedsFromCallsOfSecuritiesAvailableForSale`	$1.10M	USD	1 Quarter
Proceeds from calls of securities available for sale	`ProceedsFromCallsOfSecuritiesAvailableForSale`	$25.00M	USD	1 Quarter
Proceeds from calls of securities available for sale	`ProceedsFromCallsOfSecuritiesAvailableForSale`	$1.06M	USD	3 Qtrs
Proceeds from calls of securities available for sale	`ProceedsFromCallsOfSecuritiesAvailableForSale`	$30.00M	USD	3 Qtrs
Proceeds from sales of securities available for sale	`ProceedsFromSaleOfAvailableForSaleSecuritiesDebt`	$111.42M	USD	3 Qtrs
Proceeds from paydowns and maturities of securities available for sale	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$43.07M	USD	3 Qtrs
Proceeds from paydowns and maturities of securities available for sale	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$8.39M	USD	3 Qtrs
Proceeds from paydowns and maturities of securities held to maturity	`ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities`	$611.00K	USD	3 Qtrs
Proceeds from paydowns and maturities of securities held to maturity	`ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities`	$650.00K	USD	3 Qtrs
Purchase of derivative contract	`PaymentToAcquireDerivativeContract`	$2.98M	USD	3 Qtrs
Purchase of premises and equipment, net	`PaymentsForProceedsFromProductiveAssets`	$6.85M	USD	3 Qtrs
Purchase of premises and equipment, net	`PaymentsForProceedsFromProductiveAssets`	$3.96M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-259.31M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-851.60M	USD	3 Qtrs
Proceeds from FHLB advances	`ProceedsFromFederalHomeLoanBankAdvances`	$988.00M	USD	3 Qtrs
Repayments of FHLB advances	`PaymentsForFederalHomeLoanBankAdvances`	$144.00M	USD	3 Qtrs
Repayments of FHLB advances	`PaymentsForFederalHomeLoanBankAdvances`	$1.03B	USD	3 Qtrs
Redemption of common stock for tax withholdings for restricted stock vesting	`RedemptionOfCommonStockForTaxWithholdingsForRestrictedStockVesting`	$-597.00K	USD	3 Qtrs
Redemption of common stock for tax withholdings for restricted stock vesting	`RedemptionOfCommonStockForTaxWithholdingsForRestrictedStockVesting`	$-88.00K	USD	3 Qtrs
Payments of secured borrowings	`ProceedsFromIssuanceOfSecuredDebt`	$-10.75M	USD	3 Qtrs
Net increase in deposits	`IncreaseDecreaseInDeposits`	$1.04B	USD	3 Qtrs
Net increase in deposits	`IncreaseDecreaseInDeposits`	$736.85M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$581.51M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$1.00B	USD	3 Qtrs
Increase in cash and cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect`	$202.49M	USD	3 Qtrs
Increase in cash and cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect`	$378.68M	USD	3 Qtrs
Cash and cash equivalents at the beginning of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$435.44M	USD	Point-in-time
Cash and cash equivalents at the beginning of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$389.22M	USD	Point-in-time
Cash and cash equivalents at the beginning of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$232.95M	USD	Point-in-time
Cash and cash equivalents at the beginning of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$767.90M	USD	Point-in-time
Cash and cash equivalents at the end of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$435.44M	USD	Point-in-time
Cash and cash equivalents at the end of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$389.22M	USD	Point-in-time
Cash and cash equivalents at the end of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$232.95M	USD	Point-in-time
Cash and cash equivalents at the end of the period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$767.90M	USD	Point-in-time
Interest	`InterestPaidNet`	$15.53M	USD	3 Qtrs
Interest	`InterestPaidNet`	$24.07M	USD	3 Qtrs
Income Taxes	`IncomeTaxesPaid`	$7.24M	USD	3 Qtrs
Income Taxes	`IncomeTaxesPaid`	$12.37M	USD	3 Qtrs

Stockholders Equity 29 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$299.12M	USD	Point-in-time
Balance	`StockholdersEquity`	$291.00M	USD	Point-in-time
Balance	`StockholdersEquity`	$328.58M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.33M	USD	Point-in-time
Balance	`StockholdersEquity`	$317.17M	USD	Point-in-time
Adjusted balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAdjustedBalance1`	$264.40M	USD	Point-in-time
Restricted stock grants, net of forfeiture	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	$-1.00K	USD	1 Quarter
Restricted stock grants, net of forfeiture	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	$-1.00K	USD	3 Qtrs
Restricted stock grants, net of forfeiture	`StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures`	$1.00K	USD	3 Qtrs
Employee and non-employee stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$798.00K	USD	1 Quarter
Employee and non-employee stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$735.00K	USD	1 Quarter
Employee and non-employee stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$2.49M	USD	3 Qtrs
Employee and non-employee stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$2.28M	USD	3 Qtrs
Repurchase of shares for tax withholding for restricted stock vesting	`RestrictedStockValueRedemptionNetOfSharesForTaxWithholdings`	$88.00K	USD	3 Qtrs
Repurchase of shares for tax withholding for restricted stock vesting	`RestrictedStockValueRedemptionNetOfSharesForTaxWithholdings`	$18.00K	USD	1 Quarter
Repurchase of shares for tax withholding for restricted stock vesting	`RestrictedStockValueRedemptionNetOfSharesForTaxWithholdings`	$597.00K	USD	3 Qtrs
Net income	`NetIncomeLoss`	$22.27M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$10.78M	USD	1 Quarter
Net income	`NetIncomeLoss`	$27.69M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.68M	USD	1 Quarter
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTax`	$-85.00K	USD	1 Quarter
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTax`	$-123.00K	USD	3 Qtrs
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTax`	$1.19M	USD	1 Quarter
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTax`	$2.14M	USD	3 Qtrs
Balance	`StockholdersEquity`	$299.12M	USD	Point-in-time
Balance	`StockholdersEquity`	$291.00M	USD	Point-in-time
Balance	`StockholdersEquity`	$328.58M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.33M	USD	Point-in-time
Balance	`StockholdersEquity`	$317.17M	USD	Point-in-time

Comprehensive Income 33 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$22.27M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$10.78M	USD	1 Quarter
Net income	`NetIncomeLoss`	$27.69M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.68M	USD	1 Quarter
Unrealized holding gain arising during the period	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax`	$100.00K	USD	1 Quarter
Unrealized holding gain arising during the period	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax`	$3.13M	USD	3 Qtrs
Unrealized holding gain arising during the period	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax`	$5.21M	USD	3 Qtrs
Unrealized holding gain arising during the period	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax`	$1.74M	USD	1 Quarter
Reclassification adjustment for gain included in net income	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax`	$3.29M	USD	3 Qtrs
Reclassification adjustment for gain included in net income	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax`	-	USD	3 Qtrs
Reclassification adjustment for gain included in net income	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax`	-	USD	1 Quarter
Tax effect	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	$-620.00K	USD	3 Qtrs
Tax effect	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	$-548.00K	USD	1 Quarter
Tax effect	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	$-990.00K	USD	3 Qtrs
Tax effect	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	$-43.00K	USD	1 Quarter
Net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.19M	USD	1 Quarter
Net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$57.00K	USD	1 Quarter
Net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$2.14M	USD	3 Qtrs
Net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.30M	USD	3 Qtrs
Unrealized holding loss arising during the period	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax`	$-2.10M	USD	3 Qtrs
Unrealized holding loss arising during the period	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationBeforeTax`	$-218.00K	USD	1 Quarter
Tax effect	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax`	$668.00K	USD	3 Qtrs
Tax effect	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationTax`	$76.00K	USD	1 Quarter
Net of tax	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax`	$-142.00K	USD	1 Quarter
Net of tax	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax`	$-1.43M	USD	3 Qtrs
Total other comprehensive (loss) income	`OtherComprehensiveIncomeOtherNetOfTax`	$2.14M	USD	3 Qtrs
Total other comprehensive (loss) income	`OtherComprehensiveIncomeOtherNetOfTax`	$-85.00K	USD	1 Quarter
Total other comprehensive (loss) income	`OtherComprehensiveIncomeOtherNetOfTax`	$1.19M	USD	1 Quarter
Total other comprehensive (loss) income	`OtherComprehensiveIncomeOtherNetOfTax`	$-123.00K	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$24.41M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$27.57M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$10.70M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$8.88M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.